650 Via Bianca Dr, Davenport, FL 33896
3 beds · 2 baths · 1,721 sqft
**Price Reduced!** Welcome to your dream Orlando home! This 3 bedroom, 2 bathroom salt water pool home is ideally situated near Disney and all the other exhilarating Orlando attractions. LOW HOA!!!! Step inside to discover high ceilings and abundant natural light throughout the home. The primary bedroom features a spacious ensuite bathroom with dual sinks, a shower, a walk-in tub, and a walk-in closet. A sliding glass door connects the primary bedroom to the pool and patio area. The heart of the home includes a dinette in the kitchen overlooking the pool. Additional sliders in the family room open out to the pool and patio, offering a seamless indoor-outdoor living experience. Two additional bedrooms share a full bathroom, providing ample space for family or guests. Home upgrades: This home is equipped with solar panels, ensuring low electricity bills for eco-friendly living (buyer assumes payments - see attachment for details). The roof was installed in 2018, and sliding glass doors were replaced in 2023. A/C unit is 2022. The washer and dryer, both from 2022, are included for added convenience. Soft Water Treatment System installed 2024. New pool motor and wiring installed in 2024. Garage door motor replaced in 2024. New interior paint 2024. Located in a friendly and welcoming neighborhood with low HOA fees, this home offers the perfect blend of comfort, convenience, and style. Don't miss out on this incredible opportunity to own your piece of paradise in sunny Orlando! Seller will consider seller concessions!
Source: STELLAR #s5108632
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5108632
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5108632
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.