650 Saxony Blvd, Saint Petersburg, FL 33716
3 beds · 4 baths · 2,982 sqft
Luxury Townhome in Saxony Place – RARE LARGE LOT with POOL POTENTIAL! Welcome to Saxony Place, an exclusive gated townhome community in the heart of Carillon, St. Petersburg. Designed for the discerning buyer, this elegant end-unit townhome offers luxurious living with a rare oversized side yard -nearly 65'- one of the few in the community with HOA approval for a private pool! Step inside to a spacious, two-story floor plan that feels like a single-family home. The foyer entry leads to a formal dining room, beautifully accented with custom millwork, columns, and display niches. The chef’s kitchen is a standout, featuring solid wood cabinetry, a center island with prep sink, built-in ovens, a cooktop, and a custom buffet with glass-front shelving—perfect for showcasing fine china or artwork. Pull-out drawers, a pantry with organizers, and ample cabinet space add to the kitchen’s functionality. Overlooking the kitchen, the open-concept living area boasts a fireplace and abundant natural light from two sets of sliding glass doors, leading to a screened patio with views of the community’s tranquil pond & walking path. The second level offers three spacious bedroom suites, each with en-suite bathrooms and custom-organized closets. The primary suite overlooks the pond and includes a spa-inspired bath with a deep soaking tub, glass-enclosed shower, double vanity, water closet, and linen storage. Two oversized walk-in closets provide ample space for even the most extensive wardrobe. A cozy fireplace and French doors leading to a private DEN / OFFICE complete this luxurious retreat. Plantation shutters throughout the home provide added privacy and style. Outdoor living is equally impressive, with three magnolia trees and tropical landscaping creating a private oasis. A pathway from the patio seamlessly connects to the front entry, while the attached two-car garage includes a storage loft. Additional guest parking is available in the adjacent cul-de-sac. Enjoy miles of scenic walking trails, where you can admire beautiful Florida birds – a nature-lovers delight - and the calming breezes from Tampa Bay. Built with solid block construction on both levels and featuring hurricane-rated windows and doors, this home provides exceptional durability and peace of mind. Notably, this community remained flood-free during the 2024 storm season. Located in the Carillon business district, Saxony Place offers prime convenience—near the Publix, shopping, dining, BayCare Health Center and quick access to I-275. Both downtown Tampa and downtown St. Petersburg – as well as Tampa International Airport - are just minutes away. Live, work & play - this home is just minutes from the new Footlocker headquarters, Raymond James, Carillon Office Park. This is a rare opportunity to own a high-end townhome with an unmatched lot size in one of St. Petersburg’s most desirable communities. Schedule your private tour today! BONUS: the taxes are $0 for 2025 due to current owner's exemptions - take advantage of this big savings today!
Source: STELLAR #TB8347931
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: STELLAR #TB8347931
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.