6480 34th Ter N, Saint Petersburg, FL 33710
4 beds · 2 baths · 1,489 sqft
Welcome to your modern oasis in the heart of St. Petersburg, FL! This meticulously updated 4-bedroom, 2-bathroom home exudes contemporary charm and sophistication. From the moment you step inside, you'll be greeted by sleek, large tile flooring that flows seamlessly throughout the spacious interior, creating a sense of luxury and elegance. The heart of this home is its stunning kitchen, featuring brand new wood cabinets, a farmhouse sink, and stainless steel appliances that gleam under the warm Florida sunshine. With a double oven and a convenient island offering additional prep space and seating, this kitchen is truly a chef's dream, perfect for whipping up culinary masterpieces or enjoying casual meals with family and friends. The modern updates continue in the remodeled bathrooms, where you'll find chic fixtures, stylish vanities, and luxurious finishes that elevate the overall aesthetic of the home. Whether you're unwinding in the spa-like atmosphere of the master bath or starting your day in the refreshed guest bathroom, every corner of this home exudes comfort and sophistication. One of the standout features of this property is its potential for an in-law suite, providing flexibility for accommodating guests or extended family members. With its own separate entrance and private living space, the in-law suite offers a peaceful retreat where guests can relax and unwind in comfort. Outside, the large fenced-in backyard offers plenty of room for outdoor activities and entertaining. Whether you're hosting a barbecue, playing with pets, or simply enjoying the Florida sunshine, this outdoor space provides endless opportunities for relaxation and recreation. Located close to transportation options and a variety of shopping centers, this home offers the perfect blend of convenience and luxury living. Don't miss out on the opportunity to make this modern masterpiece your own – schedule a viewing today and experience the epitome of St. Petersburg living!
Source: STELLAR #t3528203
Source: STELLAR #t3528203
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3528203
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.