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$409,000 SIGNIN

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6470 Windsor Dr, Acworth, GA 30102

3 beds · 2 baths · 2,166 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

WELCOME HOME !!! beautifully remodeled multi-split home that seamlessly blends comfort, style, and thoughtful design. From the moment you step inside, you're greeted by an inviting open-concept main floor featuring a spacious living room that features a charming brick fireplace. The living room flows directly into a stunning sunroom that wraps around half the home—an expansive, light-filled space finished with elegant wood ceilings, recessed lighting, and new Trex flooring, perfect for entertaining or enjoying a quiet moment year-round. The kitchen offers an abundance brand-new cabinetry, herringbone backsplash, a functional center island, and sleek stainless steel appliances. Adjacent to the kitchen, the dining area provides the perfect spot for family meals and dinner parties, all within the ease of an open floor plan. Upstairs, the intimate second-floor layout includes two bedrooms that share a full bathroom. The owner's suite is a private retreat with both his and hers closets and an updated en-suite bathroom. A generous laundry room adds convenience, while the two-car garage offers ample storage and parking space. The home has been thoughtfully upgraded with a newer roof, HVAC system, water heater and hardy plank cement siding ensuring peace of mind and energy efficiency for years to come. Inside, you'll find brand-new engineered hardwood flooring and fresh, modern paint throughout—both inside and out—adding to the home’s clean, contemporary feel. Set on nearly half an acre of flat, usable land, the front and backyard provide endless opportunities for outdoor living and recreation. A storage shed in the backyard adds functionality, and the expansive driveway is large enough to accommodate a boat or RV, making this property as practical as it is beautiful. Ideally located just minutes from Lake Allatoona, this home offers easy access to outdoor activities like boating, fishing, and lakeside picnics. It’s also conveniently close to a variety of shopping centers, restaurants, and entertainment options, making everyday errands and weekend fun a breeze. This home is the perfect blend of modern upgrades, comfortable living, and an unbeatable location—ready to welcome its next owners. Buyer to verify the accuracy of the information provided on this listing

Estimated
Seller's interest rate
4.5%
7%
Estimated
Monthly payment

$2,327
$2,843
You may also save up to $168,450 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
May 3 • 12PM - 2PM
Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,843 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
4.5%
Remaining term
27 yrs and 2 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,327
Principal & interest
$1,781
Mortgage insurance
$248
Property taxes
$79
Home insurance
$218
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,166 sqft
Lot size
0.5329 acres
Year built
1977
Type
Single Family Residence
HOA dues
$0.00

Source: FMLS #7565776

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 30, 2025 11:58 pm
Listing agent: Nubia Cirelli
Listing provided courtesy of: Virtual Properties Realty.com (770) 495-5050
Details provided by FMLS and may not match the public record.
MLS ID: #7565776
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
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$2,327
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