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$410,000 SIGNIN

Sign in to see required down payment for the 4.41% rate

6469 Alder Ln, Norcross, GA 30093

4 beds · 3 baths · 2,688 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Charming 3-Bedroom Home with Modern and Traditional Flair in Norcross, GA! Welcome to 6469 Alder Ln, a beautiful and versatile home that perfectly blends modern amenities with traditional elegance. Nestled in a highly sought-after neighborhood in Norcross, GA, this 3-bedroom, 2.5-bathroom residence offers close to 2700 of thoughtfully designed living space. With its timeless brick front, warm wood siding, and inviting interior, this property is the ideal canvas for creating your dream home.The brick-front facade and wood siding provide a warm, inviting look that’s both durable and low-maintenance. The seamless flow between the kitchen, dining, and family room creates an inviting space for entertaining and everyday living. Cozy up with loved ones in the spacious family room, perfect for movie nights or relaxing by the fireplace. A bright, open kitchen with a view to the family room makes it easy to stay connected while cooking. With ample counter space and storage, this kitchen is both practical and stylish. The open-concept dining area is ideal for hosting dinners, celebrations, or casual family meals. Retreat to your spacious primary bedroom, featuring a walk-in closet for all your wardrobe needs. Three additional bedrooms offer flexibility, whether you need guest rooms, a home office, or space for growing families. The 2.5 bathrooms are designed with comfort and functionality in mind, with the potential for personalized updates. Gleaming hardwood floors add warmth and character throughout the main living areas. Enjoy the bright, open feel created by soaring ceilings that enhance the home’s overall sense of space. Potential to Make It Your Own: With a little tender loving care, this home can be transformed into your dream sanctuary. Whether you’re looking to personalize finishes, upgrade features, or add your own unique touches, this property offers incredible potential. Community and Location: Located in a desirable community with HOA benefits, this home offers peace of mind and a well-maintained neighborhood. You’ll also enjoy convenient access to top-rated schools, shopping centers, restaurants, parks, and major highways, making your daily routine a breeze. Don’t Miss Out! 6469 Alder Ln is a rare opportunity to own a home that combines charm, functionality, and potential in one incredible package. Whether you’re a growing family, a first-time buyer, or looking for your next project, this property has something for everyone. Schedule a private showing today and start imagining the possibilities!

Estimated
Seller's interest rate
4.41%
7%
Estimated
Monthly payment

$1,623
$1,919
You may also save up to $85,009 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,919 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
4.41%
Remaining term
23 yrs and 11 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,623
Principal & interest
$1,084
Mortgage insurance
$153
Property taxes
$136
Home insurance
$218
HOA fees
$31
Utilities
Not included

Source: Public records

Home details
Size
2,688 sqft
Lot size
0.17 acres
Year built
2000
Type
Single Family Residence
HOA dues
$31.25

Source: FMLS #7501159

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 02, 2025 12:01 am
Listing agent: Nil Patel
Listing provided courtesy of: Keller Williams Realty ATL Part (770) 692-0888
Details provided by FMLS and may not match the public record.
MLS ID: #7501159
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
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$1,623
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