6450 Wellington Chase Ct, Lithonia, GA 30058
3 beds · 2 baths · 2,752 sqft

Get a free consultation call with an expert in the mortgage assumption process.
PRICE IMPROVED!!! Welcome home to this beautiful 3 bedroom/2 bath end unit townhome featuring a two-car parking pad and a thoughtfully designed layout. BRAND NEW paint enhances the home’s bright and inviting feel, complementing the BRAND NEW vinyl flooring in the kitchen, entrance foyer, and bathrooms, as well as BRAND NEW carpet throughout. The main level boasts two spacious bedrooms and a full bath, vaulted family room with a cozy wood-burning fireplace, and a formal dining room with a lovely bay window area—perfect for entertaining. The kitchen overlooks the family room, bringing in plenty of natural light, and features white cabinets for a bright, airy feel. Upstairs, the primary suite offers privacy with its full bath and walk in closets making it a peaceful retreat. Enjoy the private fenced in backyard, ideal for relaxation or outdoor gatherings. Additional features include a laundry room off the kitchen, ample storage space, and a low HOA fee that covers lawn maintenance. Conveniently located near schools, shopping, and interstates, this home is a perfect blend of comfort, style, and convenience. NO RENTAL RESTRICTIONS. Don’t miss this fantastic opportunity—schedule your showing today!
Source: FMLS #7545293
Source: FMLS #7545293
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
