6445 Ashton Park Pl, Colorado Springs, CO 80919
5 beds · 4 baths · 2,903 sqft
ABSOLUTELY STUNNING, TURN KEY MOUNTAIN SHADOWS GEM offering 5 bedrooms, 4 baths and an oversized 2.5 car garage on a gorgeously landscaped, low maintenance, xeriscape lot. Home has been beautifully & extensively updated over last 2 years to include plantation shutters, high-end luxury vinyl plank flooring throughout, new stair carpeting, new interior lighting & paint, pullouts in pantry & professionally painted kitchen cabinets, updated kitchen backsplash, new French door, double drawer refrigerator, beautiful fiberglass front entry door, new ceiling fans...and so many other amazing touches. The home is PERFECTLY SIZED at just under 3,000 sq ft. Main level offers abundant natural light, large, updated kitchen that opens to dining space & living room with gas fireplace and walk out to an inviting composite deck. Formal dining room with amazing foothill views has been used as a work from home office but also could serve as a formal dining area or 2nd living room. Three well-sized bedrooms with LVP flooring are on the upper level. Primary upper-level suite is expansive with 2 separate walk in closets and a spacious en suite bath with double vanity & quartz countertop. A second bedroom enjoys foothill views and a walk in closet. Third upper-level bedroom has French doors and is just off the primary suite. It also could serve as a quiet, convenient work from home office. A second full bath & spacious laundry room complete the upstairs. Lower level is ideal for hosting overnight guests or just hanging out with a second 22x17 family room with walkout to a beautifully designed lower level patio. Sellers have used space as a hobby area. Lower level also boasts 2 additional bedrooms & a full bath. An oversized 2.5 car garage offers ample storage space. Gorgeous, extensive landscaping surrounds entire property with a secondary rear fence added for kids or pets to enjoy the astro turf. In-ground planters included. No HOA. 10 minutes to I-25. Walking distance to Ute Valley Park.
Source: PPMLS #3177957
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #3177957
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3177957
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.