6441 S Granite Dr, Chandler, AZ 85249
2 beds · 2 baths · sqft
Welcome to your serene sanctuary nestled in the coveted gated community of Solera! This active 55+ paradise offers an unparalleled lifestyle brimming with leisure, comfort, and luxury. Perfectly positioned amidst breathtaking amenities, this exquisite 2-bedroom, 2-bathroom home with an additional office/den is an oasis of modern convenience and classic style. Step through the brand-new front security door into a world of comfort. Be captivated by the soaring vaulted ceilings and freshly painted interiors that set the stage for your personal touches. Enjoy the bliss of cool air from a brand-new AC unit and the gentle breeze of all-new ceiling fans as you explore your new haven. Cook up a storm in the thoughtfully upgraded kitchen, featuring gleaming new appliances, elegant new hardware on custom pullout bottom cabinets, and easy access organization. Luxuriously upgraded bathrooms boast stylish new light fixtures and faucets, ensuring every detail is crafted to perfection. Outside, enjoy peace of mind with a cutting-edge irrigation system, complete with new valves and a modern control box, to keep your landscaping lush and vibrant. Living here means enjoying unrivaled access to Solera's spectacular 24,000 square foot community center, where life is vibrant, and amenities are plentiful. Connect with friends in the billiards room, stay lively with a workout in the modern fitness facility, or unwind in one of the two heated swimming pools and spas. Engage in friendly competition on the pickleball and tennis courts or the bocce courts. Golf enthusiasts will love the community golf course that ensures leisure is always at your doorstep. With a seemingly endless list of activities, there's never a dull moment living in Solera. Beyond the amenities, relish in a friendly and welcoming atmosphere, knowing you're part of a dynamic community designed for social interaction and enjoyment. Don't miss this golden opportunity to secure a beautiful, move-in-ready home in one of Chandler's most desirable communities. Your next chapter begins now, where unmatched comfort and an extraordinary lifestyle await!
Source: ARMLS #6793175
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6793175
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6793175
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.