6433 Murray Hill Dr, Tampa, FL 33615
4 beds · 2 baths · 1,413 sqft
Updated 4-Bedroom Home with Multifamily Potential! A beautifully upgraded 4BR/1.5BA home in a prime location! New HVAC, electrical, plumbing & the roof has many years left in it providing peace of mind, while modern upgrades make this home move-in ready. This home is packed with incredible features designed for comfort, convenience, and efficiency. An 8x16 lofted shed offers the potential for additional living space or a rental unit. The 12kW Kohler standby generator ensures whole-home backup power, while Thomasville kitchen cabinetry, a breakfast bar, and pantry storage enhance the heart of the home. Custom built-ins can be found in the closets, laundry room—complete with new Maytag washer and dryer—and throughout the home for maximum organization. A smart home security system with cameras and a doorbell provides peace of mind. The exterior is equally impressive, featuring Belgard Amaretto brick pavers, vinyl fencing, and lush tropical landscaping, creating a serene and private outdoor oasis. The fully fenced backyard is perfect for entertaining or even converting into a separate living space. Additional upgrades include updated blinds, interior and exterior doors, an irrigation system, an awning, and gutters with leaf protection. Plus, energy-efficient attic insulation helps keep the home comfortable year-round. Extensive upgrades and no HOA! This home offers income potential & multigenerational living options. Don’t miss out—schedule your showing today!
Source: STELLAR #W7873414
Financials
Source: STELLAR #W7873414
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.