6422 KETTLE CREEK WAY, Flowery Branch, GA 30542
Welcome to 6422 Kettle Creek Way, an extraordinary property nestled in a serene lake community with effortless access to multiple boat ramps. This remarkable home is essentially two houses in one, offering unparalleled versatility and comfort. Enjoy seasonal lake view and an option HOA w/ pool access if desired. Main Floor Highlights - Open Concept Living: Enjoy a spacious family room perfect for gathering and entertaining. Dedicated Office Space: Features a built-in Murphy bed, ideal for guests or as a flexible workspace. Bright and Airy Kitchen & Breakfast Area: Designed for culinary enthusiasts and casual dining. Spacious Master Suite: Includes a recently remodeled bathroom with a massive shower and a generous walk-in closet. Split Bedroom Plan: Two additional bedrooms share a well-appointed Jack and Jill bathroom. Bright Sunroom: Overlooks the private backyard, offering a serene space for relaxation. Expansive Deck: Ideal for outdoor dining and entertaining, with views of the lush backyard. Full Finished Basement Highlights - Separate Living Quarters: An entire home in itself, featuring a spacious family room and a full kitchen. Versatile Bedrooms: Includes two bedrooms, two full bathrooms, and another potential bedroom/office. Elegant Sunroom & Deck: Continue to enjoy the picturesque backyard views from these additional spaces. Additional Features - New Roof: Installed in May 2024 for peace of mind. Whole House Generac Generator: Installed in 2020, ensuring you never experience a power outage. 12x12 Storage Shed: Equipped with a large loft and built-in work shelves for extra storage and utility. Modern Flooring: LVP flooring throughout most of the home for durability and easy maintenance. Prime Location: Minutes from Downtown Flowery Branch, Hideaway Bay Marina, and Fish Tales. Experience the unique blend of comfort and functionality in this exquisite home. Perfect for multi-generational living or as a spacious retreat, 6422 Kettle Creek Way is a must-see!
You may be able to put down less than the total down payment amount of $134,274 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10354301