6422 Kettle Creek Way, Flowery Branch, GA 30542
5 beds · 4 baths · 4,440 sqft
Welcome to 6422 Kettle Creek Way, an extraordinary property nestled in a serene lake community with effortless access to multiple boat ramps. This remarkable home is essentially two houses in one, offering unparalleled versatility and comfort. Enjoy seasonal lake view and an option HOA w/ pool access if desired. Main Floor Highlights - Open Concept Living: Enjoy a spacious family room perfect for gathering and entertaining. Dedicated Office Space: Features a built-in Murphy bed, ideal for guests or as a flexible workspace. Bright and Airy Kitchen & Breakfast Area: Designed for culinary enthusiasts and casual dining. Spacious Master Suite: Includes a recently remodeled bathroom with a massive shower and a generous walk-in closet. Split Bedroom Plan: Two additional bedrooms share a well-appointed Jack and Jill bathroom. Bright Sunroom: Overlooks the private backyard, offering a serene space for relaxation. Expansive Deck: Ideal for outdoor dining and entertaining, with views of the lush backyard. Full Finished Basement Highlights - Separate Living Quarters: An entire home in itself, featuring a spacious family room and a full kitchen. Versatile Bedrooms: Includes two bedrooms, two full bathrooms, and another potential bedroom/office. Elegant Sunroom & Deck: Continue to enjoy the picturesque backyard views from these additional spaces. Additional Features - New Roof: Installed in May 2024 for peace of mind. Whole House Generac Generator: Installed in 2020, ensuring you never experience a power outage. 12x12 Storage Shed: Equipped with a large loft and built-in work shelves for extra storage and utility. Modern Flooring: LVP flooring throughout most of the home for durability and easy maintenance. Prime Location: Minutes from Downtown Flowery Branch, Hideaway Bay Marina, and Fish Tales. Experience the unique blend of comfort and functionality in this exquisite home. Perfect for multi-generational living or as a spacious retreat, 6422 Kettle Creek Way is a must-see!
Source: GAMLS #10354301
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10354301
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10354301
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.