6419 Triton Ln, Apollo Beach, FL 33572
4 beds · 3 baths · 3,223 sqft
Ask about the 3.25% assumable loan. Absolutely stunning, must see this pride of ownership home located in the very desirable resort style community of Waterset in Beautiful Apollo Beach. This 4-bedroom 3 bath home with an office and a very spacious bonus room has many upgrades and features with over 3200 sqft of living area. Upon entering the home, you will notice the meticulous and professionally maintained landscaping. Inside offers an open concept floor plan. The Chef will love the kitchen which offers wood cabinets, granite counter tops, a large island, stainless steel appliances, and a large butler's pantry with plenty of cabinet and counter prep area. There is a guest bedroom downstairs and a full bathroom. The dining room and living room are very spacious and has sliders leading outside to the covered lanai area overlooking the very large backyard which is also completely fenced in great for entertaining your family and friends. Plenty of room to add a private pool. The second floor has a bonus/game room with 3 more bedrooms and a spacious laundry room. The master suite has a private sitting area ideal for some extra privacy. The master bathroom has two separate sinks, a garden tub and a separate walk-in shower. There is a two car garage with a EV electric charger. Entering the home from the garage offers a mud room for convenience. This is a DR Horton built home with the Holden floor plan. Waterset is a very active community and has plenty to offer the entire family with two pools, a wading pool, tennis courts, basketball courts, a playground, community center and much more. Centrally located in Apollo Beach this home is close to fine dining, shopping, entertainment, recreation, I-75 and much more. Schedule your appointment today, home is a must see.
Source: STELLAR #t3506000
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3506000
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3506000
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.