6419 TRITON LN, Apollo Beach, FL 33572
Ask about the 3.25% assumable loan. Absolutely stunning, must see this pride of ownership home located in the very desirable resort style community of Waterset in Beautiful Apollo Beach. This 4-bedroom 3 bath home with an office and a very spacious bonus room has many upgrades and features with over 3200 sqft of living area. Upon entering the home, you will notice the meticulous and professionally maintained landscaping. Inside offers an open concept floor plan. The Chef will love the kitchen which offers wood cabinets, granite counter tops, a large island, stainless steel appliances, and a large butler's pantry with plenty of cabinet and counter prep area. There is a guest bedroom downstairs and a full bathroom. The dining room and living room are very spacious and has sliders leading outside to the covered lanai area overlooking the very large backyard which is also completely fenced in great for entertaining your family and friends. Plenty of room to add a private pool. The second floor has a bonus/game room with 3 more bedrooms and a spacious laundry room. The master suite has a private sitting area ideal for some extra privacy. The master bathroom has two separate sinks, a garden tub and a separate walk-in shower. There is a two car garage with a EV electric charger. Entering the home from the garage offers a mud room for convenience. This is a DR Horton built home with the Holden floor plan. Waterset is a very active community and has plenty to offer the entire family with two pools, a wading pool, tennis courts, basketball courts, a playground, community center and much more. Centrally located in Apollo Beach this home is close to fine dining, shopping, entertainment, recreation, I-75 and much more. Schedule your appointment today, home is a must see.
You may be able to put down less than the total down payment amount of $164,439 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3506000
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.