6419 16th St, Alexandria, VA 22307
4 beds · 4 baths · 3,537 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Custom-Built Home in Alexandria with Unique Pet-Friendly Features – Move-In Ready! 6419 16th Street, Alexandria VA is a beautifully designed, custom-built home, completed in 2019, that offers a perfect blend of luxury, comfort, and thoughtful design. Located on a corner lot in the desirable New Alexandria neighborhood, this move-in ready home is just minutes from Old Town Alexandria, National Harbor, and DC as well as multiple military installations. This three-level Arts & Crafts-style home is a true standout, featuring an open floor plan, wide plank white oak floors, and a contemporary gas fireplace that creates a warm, inviting atmosphere. The gourmet kitchen boasts a large island, custom maple cabinetry, and plenty of storage—perfect for both daily living and entertaining. On the main level, you’ll find a full bedroom and bathroom, ideal for guests or flexible living needs. Upstairs includes three light-filled bedrooms, including a spacious primary suite with dual walk-in closets and a spa-like bathroom. The secondary bedrooms share a convenient Jack and Jill bath, with a laundry room located on the same level for added ease. The third floor offers a large, versatile space—ideal for a playroom, office, media room, or guest area, complete with a full bath. One of the home’s most unique features is its dedicated dog room, complete with a custom dog washing station—a rare find for pet lovers who want the very best for their four-legged companions. The fully fenced yard offers plenty of space for outdoor play, gardening, and relaxation, with a newly poured patio perfect for outdoor dining. Built in 2019, all systems, appliances, and finishes are like-new, offering a truly turn-key experience. If you're looking for a home that blends modern amenities with thoughtful details—and even caters to your furry friends—this is it. Come see why 6419 16th Street is the perfect place to settle in and enjoy life. Schedule your private tour today and experience this exceptional Alexandria home for yourself!
Source: BRIGHT #VAFX2236252
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2236252
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.