6412 Rolling Meadows Ln, Fayetteville, NC 28306
3 beds · 2 baths · 2,059 sqft
Get a free consultation call with an expert in the mortgage assumption process.
All-Brick Home in Middleton Plantation!Discover this beautifully maintained 3, 2-bath home in the sought-after Jack Britt school district. This home boasts exceptional curb appeal with a welcoming front porch & elegant foyer leading into living areas.The living room features a cozy fireplace & unique ceilings & flows into the formal dining room & additional family room.The kitchen is a chef’s dream, complete with stone countertops, ample counter space, & a large island with a timber top connects with the breakfast room.The primary suite is a true retreat, with an ensuite bath with double vanities, a WI shower & a soaking tub. Upstairs there is a large bonus, ideal for an office or guests.Step outside to your private deck & paved patio, fire pit & privacy fence for a serene outdoor experience.An oversized, wired for electric shed provides ample storage. With a HVAC install in 2021, a newer roof & Hot Water heater March 2025 adding peace of mind, this home is immaculate & move-in ready.
Source: TRIANGLEMLS #LP740786
Source: TRIANGLEMLS #LP740786
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.