6409 High Cliff Dr, The Colony, TX 75056
4 beds · 3 baths · 2,752 sqft
**Chic Farmhouse Living in The Colony** Discover an exquisite blend of modern sophistication and rustic charm with this beautifully remodeled 4-bedroom, 2.5-bath residence in the heart of The Colony. Designed with an eye for detail and comfort, this home effortlessly combines farmhouse chic aesthetics with contemporary conveniences. The open-concept main floor captivates with its expansive design, highlighted by soaring ceilings and decorative tile flooring. An 8-burner stove steals the spotlight in a kitchen that's both a culinary dream and a visual delight. Experience kitchen luxury with upgraded glass cabinets, each thoughtfully illuminated, along with Caesarstone Quartz countertops that add a touch of elegance and durability. The farmhouse-style large basin sink pairs practicality with style, ideal for any cooking enthusiast. Updated appliances ensure a seamless experience in your daily routines, reflecting both efficiency and style. Step into organized living with a custom walk-in pantry and an especially curated primary closet that promises to meet all your storage needs. Upstairs, the refreshed spaces set the tone for relaxation with a spacious game area, updated bathroom, and 3 additional large bedrooms. The oversized 2-car garage offers ample space not just for vehicles but also for storage or a workspace. Located close to GRANDSCAPE, this residence stands out not just for its delightful features but also for its prime location in The Colony, offering convenient access to local amenities, schools, and recreational activities. To experience the refined elegance and unmatched comfort of this home, schedule a time to visit, as this farmhouse chic haven could very well be your next residence—it truly must be seen to be believed.
Source: NTREIS #20866119
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20866119
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.