6409 EVA RD, Flowery Branch, GA 30542
Discover the charm and possibilities awaiting at 6409 Eva Rd, nestled in the sought-after area of Flowery Branch, GA. This home, brimming with potential, invites imaginative buyers to envision and craft their dream space. Welcome to your private lake home with a revealing level backyard, an ideal canvas for outdoor enthusiasts to create a personal oasis or a vibrant, entertaining space only a few steps away from Lake Lanier; the residence is bathed in natural light, highlighting the spacious layout that awaits your personal touch. This home has two almost identical floors, one on the main with a spacious deck overlooking the Lake and one on the terrace level with a walk-out to the huge level yard. Both floors have a full kitchen ready for revitalization and are already equipped with the essentials, offering a perfect canvas for your culinary dreams. Main, the sleeping quarters promise rest and rejuvenation, featuring a spacious primary bedroom with an ensuite bathroom that blends functionality with the opportunity for customization. The terrace level offers a versatile space that could serve as a guest suite or a creative project area, complete with its own living area and second primary bedroom and ensuite and full kitchen. While the home bears the mark of being lived in and loved, it stands as a testament to the solid foundation and quality, with previous updates such as new roof, new plumbing, electrical systems, and windows laying the groundwork for its next chapter. Set in a prime location, this property is a stone’s throw from local dining spots, shopping and easy access to highways, enhancing its appeal with convenience and the allure of community life. This rare level backyard, not just a feature, but a promise of endless possibilities for gardening, relaxation, or play, sets this property apart. 6409 Eva Rd represents more than just a house; it's an opportunity to create a home tailored to your desires, in a location that marries tranquility with convenience. Embrace the potential, envision the future, and make your mark on Flowery Branch, GA. Visit us, see the possibilities for yourself, and let your imagination take the lead. The kitchen, the heart of the home, is ready for revitalization and already equipped with the essentials, offering a perfect canvas for your culinary dreams. A step outside reveals a level backyard, an ideal canvas for outdoor enthusiasts to create a personal oasis or a vibrant entertaining space. Upstairs, the sleeping quarters promise rest and rejuvenation, featuring rooms that blend functionality with the opportunity for customization. The terrace level offers a versatile space that could serve as a guest suite or a creative project area, complete with its own living area and kitchenette. While the home bears the marks of being lived in and loved, it stands as a testament to the solid foundation and quality, with previous updates such as new plumbing, electrical systems, and windows laying the groundwork for its next chapter. Set in a prime location, this property is a stone’s throw from local dining spots, enhancing its appeal with convenience and the allure of community life. The level backyard, not just a feature, but a promise of endless possibilities for gardening, relaxation, or play, sets this property apart. 6409 Eva Rd represents more than just a house; it's an opportunity to create a home tailored to your desires, in a location that marries tranquility with convenience. Embrace the potential, envision the future, and make your mark on Flowery Branch, GA. Visit us, see the possibilities for yourself, and let your imagination take the lead.
You may be able to put down less than the total down payment amount of $164,487 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7310745
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.