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6408 Golden Bough Ln

Pflugerville, TX 78660

4 beds · 3 baths · 2,720 sqft

$475,000

$2,744/mo with 2.9% Express Financing

$3,422/mo with 7% bank financing

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About this home

This 2021 Ashton Woods build offers 4 bedrooms, 2.5 bathrooms, and 2,720 sq ft of living space, providing ample room for your family to grow. The spacious first-floor primary suite is a peaceful retreat, while 3 additional bedrooms and a 2nd living area/loft upstairs gives everyone their own space. Situated in the desirable Carmel West community, you'll be close to top schools like Carpenter Elementary, Bohls Middle, and Weiss High. Nature lovers will enjoy nearby Lake Pflugerville park, with a beach, picnic areas, and a walking trail. Plus, a new HEB just 8 minutes away for added convenience. The kitchen is equipped with modern appliances and generous counter space, perfect for cooking and entertaining. Outside, the covered patio and spacious backyard is ideal for relaxing or hosting gatherings. This home offers a perfect combination of style, comfort, and convenience. Austin-Bergstrom located 30 min. away. Austin's Amusement Park: 25 min. away Typhoon Texas Water Park just 15 min. away Ownership type: Fee Simple View: Neighborhood Tax rate: 2.38 Please verify all measurements, schools & tax rate.

Source: ACTRIS #7876439

2,720 sqft
6,250.86 sqft
Single Family
Built in 2021
2 car garage

Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Jul 26, 2025 12:24 pm
Listing provided courtesy of: 1st Choice Realty Group L.L.C. (210) 313-5554
Details provided by ACTRIS and may not match the public record.
MLS ID: #7876439
Based on information submitted to the MLS GRID as of Jul 26 2025 - 12:53. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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