6408 Golden Bough Ln, Pflugerville, TX 78660
4 beds · 3 baths · 2,720 sqft
Welcome to your dream home in the heart of Pflugerville, Texas! This 2021 Ashton Woods home has 4 bedrooms, 2.5-bathrooms and boasts an impressive 2,720 square feet of living space, offering ample room for your family to grow and thrive. As you step inside, you'll be greeted by a spacious layout that blends comfort and style. Located on the first floor, the primary bedroom is a true sanctuary, providing a peaceful retreat after a long day. With three additional bedrooms and a second living area upstairs, there's plenty of space for everyone to have their private haven. Located in the vibrant Carmel West community, this home is surrounded by an array of amenities that cater to all your needs. Education enthusiasts will appreciate the proximity to Carpenter Elementary, Bohls Middle, and Weiss High School, which are just a short distance away. For those who love the great outdoors, look no further than 1849 Park and Lake Pflugerville, both nearby gems, offering the perfect spots for weekend picnics and family outings. Lake Pflugerville offers a beach with picnic areas and a 3-mile walking trail that is sure to become your favorite hangout spot. And when it's time to stock up on groceries, opening in Fall 2024, the new HEB is conveniently within reach, ensuring you'll never run out of essentials. The kitchen is a culinary enthusiast's dream, equipped with modern appliances and ample counter space for whipping up delicious meals. Imagine hosting dinner parties in your spacious dining area, where laughter and good conversation flow. Outside, you'll find a lovely backyard perfect for gardening, barbecues, or simply relaxing under the covered patio. It's your little slice of paradise, right in the heart of Pflugerville. This home isn't just a house; it's a place for your future memories.
Source: ACTRIS #1488653
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #1488653
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1488653
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.