6407 Lonnie Lee Ln, Hudson, FL 34667
1 beds · 1 baths · 1,008 sqft
**Waterfront Paradise at 6407 Lonnie Lee Lane** Owner is including boat with the sale of the home** Welcome to 6407 Lonnie Lee Lane, a waterfront dream home that offers luxury living on a deep-water canal just a few hundred yards from the Gulf of Mexico. This exquisite property combines elegant interior spaces with stunning outdoor amenities, perfect for those who desire the best of coastal living. **Outdoor Oasis:** The expansive patio is an entertainer’s delight, featuring a state-of-the-art hot tub where you can unwind while relishing the tranquil water views. With two oversized boat lifts, your boating adventures are just steps away. Whether you enjoy kayaking, paddle boarding, or taking your yacht out for a sunset cruise, this home provides unparalleled access to the Gulf. **Interior Elegance:** Step inside to discover a well-appointed interior that complements the serene waterfront setting. The open floor plan ensures a seamless flow from room to room, making it ideal for both everyday living and entertaining. Large windows afford an abundance of natural light and give picturesque views of the canal from almost every room. **Gourmet Kitchen:** The chef in your family will fall in love with the gourmet kitchen, complete with high-end appliances, custom cabinetry, and a spacious island perfect for meal prep and casual dining. **Prime Location:** Located in a sought-after neighborhood, 6407 Lonnie Lee Lane is close to local dining, shopping, and entertainment options, yet offers a peaceful retreat from the hustle and bustle. With easy access to the Gulf, you can enjoy a plethora of water activities and breathtaking sunsets. Don’t miss the chance to make this slice of paradise your forever home. Schedule a private showing today and experience firsthand the luxurious lifestyle that awaits you at 6407 Lonnie Lee Lane.
Source: STELLAR #t3543188
Source: STELLAR #t3543188
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3543188
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.