6403 1st Ave W, Bradenton, FL 34209
4 beds · 2 baths · 2,018 sqft sqft
This coastal modern home with 4 bedrooms, over 2,000 square feet which sits on a 10,000+ square foot lot is the ideal Florida home!!! With stunning waterfall quartz countertops, high ceilings, bonus room, large pool, pergola, backyard and more – this home is perfect for a family with kids and pets or to use as an investment property! Located in the heart of Northwest Bradenton, this house is a wonderful Florida home with a large pool in your backyard, the white sand beaches of Anna Maria Island just 5 miles away and the public Warners Bayou Boat Ramp 1 mile away. Upon entering the 2,018 square foot home you’ll immediately notice the updated modern kitchen with a waterfall quart countertop, new stainless steel appliances and teal backsplash. The great room boasts natural light and high ceilings to enjoy the spacious living space. The highlight of the home is the Primary Bedroom with an oversized walk in closet and ensuite bathroom with dual sinks, two showerheads with one being a luxurious waterfall showerhead! With a split floor plan, the right side of the house has 2 bedrooms with remote controlled ceiling fans and a lovely bathroom. As you head towards the back of the home and head you’ll see the bonus room perfect for a playroom or separate living space with a 4th bedroom that could be used as an office or guest room. The dining room leads you out to the back yard which has a large pool, pergola for your grill area and a spacious yard for the kids and pets to play. The right side of the house even has a space to park your boat trailer or small RV! Come tour this immaculate home in the heart of Bradentons and start enjoying the Florida lifestyle! 5 miles to Anna Maria Island, 1 mile to the public boat ramp, under 5 minutes to Publix/Wawa/Target.
Source: STELLAR #a4624392
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #a4624392
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4624392
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.