6400 46th Ave N Apt 27 # 27, Kenneth City, FL 33709
4 beds · 3 baths · 1,616 sqft sqft
HIGHLY DESIRABLE AND RARELY AVAILABLE TOWNHOME ready for a new homeowner!!! Come see this 4 bedroom, 2 and 1/2 bath townhouse in the beautiful community of Willow Lake. These 4 bedroom townhouses rarely come on the market. Features include a NEW AC, NEW ROOF, NEW STOVE, Oversized 2 car garage, fully open concept kitchen with granite countertops and an eat-in space adjoining the living room; high vaulted ceilings, Primary Bedroom with walk-in closet and ensuite downstairs, AMPLE SIZE bedrooms, UPSTAIRS loft space, an inside laundry closet, a fully enclosed lanai with access to the back yard, and plenty of storage. Willow Lake is located just 14 minutes to St. Pete Beach and the GULF OF MEXICO; and just 17 minutes to all the excitement DOWNTOWN ST. PETE has to offer, including the the NEW PIER, the world-famous DALI Museum, TROPICANA STADIUM and RAYS baseball, University of South Florida, St. Pete YACHT CLUB and MARINA, a large assortment of restaurants, shops, galleries, museums, and a vibrant nightlife. This 4 bedroom townhome wont last long so, don't miss this opportunity to make this home your perfect seasonal winter wonderland or a year-round vacation in Paradise!!!
Source: STELLAR #u8249602
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8249602
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8249602