6400 46th Ave N Apt 21 # 21, Kenneth City, FL 33709
4 beds · 3 baths · 1,616 sqft sqft
Introducing 6400 46th Ave N Unit 21, a spacious and beautifully updated 4-bedroom, 2.5-bathroom corner unit townhome nestled in the heart of Kenneth City, Florida. Boasting serene open greenspace next door, this home offers the perfect blend of tranquility and modern convenience. New Roof just installed 4/2024. As you step inside, you're greeted by spacious open floor plan. The main floor features a luxurious primary bedroom with an ensuite bathroom, providing a private retreat. The open-concept kitchen seamlessly flows into the family room, creating an ideal space for entertaining guests or enjoying family time. This home has been meticulously maintained with several updates, including a seller-paid roof assessment, a brand-new HVAC system, and fresh paint throughout, ensuring comfort and peace of mind for years to come. Venturing to the second floor, you'll discover three spacious bedrooms and a central open area that offers versatility to suit your lifestyle. Whether you envision a crafting haven, a second family room, home office, or a dedicated gamer's paradise, this space can easily accommodate your needs. Outside, the community amenities beckon with a centrally located pool overlooking picturesque Willow Lake, providing a perfect spot to unwind and soak up the Florida sunshine. Additionally, the home boasts a large 2-car garage, offering ample storage and parking space. Conveniently situated near shops, new developments, schools, and parks, this townhome offers easy access to everything Kenneth City has to offer. And for those seeking sun, sand, and sea, Pinellas County's best beaches are just a short distance away, promising endless opportunities for relaxation and recreation. Don't miss out on the opportunity to make this exceptional townhome your own. Schedule a showing today.
Source: STELLAR #u8231694
Source: STELLAR #u8231694
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8231694