64 Fairview Ct, Jasper, GA 30143
4 beds · 5 baths · 5,737 sqft
An Estate Home on 1.96 Acres AND close to the Front Gate. This well maintained and Energy Efficient home will wow you. A vaulted 2 story Foyer with a Grand Stair will greet you. Entertain your family in this 10-plus person dining room and enjoy relaxing in the Great Room with a 25’ vaulted ceilings with a connected outdoor deck. The open plan kitchen includes a Keeping Room, Breakfast Area and Sunroom. Upscale appliances including Bosch double ovens, a 6-burner Dacor range top and a microwave/pizza oven are a chef’s dream. A Main Level Primary Bedroom Suite contains a large walk-in shower (dual fixtures); dual vanities; a coved ceiling; dual closets; and a separate water closet room. The oversized bedroom directly connects to the back deck. Upstairs you will find 3 Bedrooms with 2 Full Baths and a Bonus Room. The finished daylight Terrace Level can become your space to chill and entertain, equipped with a Kitchenette, Rec Room, Wellness Room, Workshop and MORE. The side yard boasts another deck and access to a relatively flat yard that could be fenced in for your Best Friend. Come and see this wonderful home in Bent Tree, you won’t be disappointed! *****Home is located in the Amenity Rich Bent Tree – a gated Golf Cart Community with Resort Style Amenities including private Public Safety/Fire & Water Departments. Also featuring an 18 Hole Golf Course (Joe Lee Designed), 2 Pools, Equestrian Club, Trails Galore, 110 Acre Lake for Swimming, Fishing, Kayaking, Boating, etc., Tennis & Pickleball (indoor and outdoor, 6 dedicated Pickleball and Tennis Clay courts), Large and active Dog Park, and MORE! This is a community with strong fellowship and camaraderie. The clubs and activities are far too large to list. Ask Toni for more info! *****Up to $3500 credit toward closing costs OR 1-Year interest rate buydown when financing with Mark Baker-SWBC Mortgage.*****Buyer’s agents are protected.
Source: FMLS #7546282
Financials
Source: Public records
Source: FMLS #7546282
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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