639 Green Meadow Ln, Geneva, IL 60134
3 beds · 3 baths · 1,727 sqft
Welcome to 639 Green Meadow Ln, an enchanting single-family residence nestled in the heart of Geneva's desirable Geneva East neighborhood. This elegant home boasts three bedrooms, 2.5 bathrooms, and a harmonious blend of comfort and convenience, making it the perfect haven for families seeking a tranquil lifestyle with easy access to local amenities. As you approach this stately property, you'll be greeted by a charming front porch set against a backdrop of professional landscaping, offering a warm welcome to all who enter. The home features a two-car attached garage, ensuring ample space for vehicles and storage. Set on a generous .2-acre lot, the fenced backyard is a private oasis, complete with a spacious deck for outdoor living and entertainment. It's a stone's throw away from lush parks, tennis courts, the East Side Sports Complex, and a dog park, offering endless recreation opportunities for every family member. Inside, the residence exudes modern elegance with its 2-story entry, complemented by recessed lighting, hardwood floors, and neutral decor that adorns the main level. The living room, with its adjacent formal dining room, flows seamlessly into a gourmet kitchen accented with quartz countertops and stainless steel appliances. The cozy family room, anchored by a gas log fireplace, opens onto the deck, inviting the outdoors in. Upstairs, the vaulted primary bedroom serves as a luxurious retreat, complete with a private bath featuring a double bowl vanity, sumptuous bathtub, and separate shower. Two additional bedrooms offer comfortable accommodations for family and guests. A full, unfinished basement presents endless possibilities for customization. This is not just a house; it's a home where memories are waiting to be made. Claim your piece of Geneva at 639 Green Meadow Ln, where every detail caters to a life of sophistication and comfort.
Source: MRED #mrd12174854
Source: MRED #mrd12174854
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #mrd12174854
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.