638 Dordan Ct, Gurnee, IL 60031
3 beds · 3 baths · 1,922 sqft
Welcome to your new GREAT home of modern comfort and timeless style in this beautifully updated property located in the sought-after Heather Ridge community. Meticulously renovated over the past three years with more than $100,000 in high-end updates, this home is ready for you to move in and enjoy. Step inside to find elegant, easy-care porcelain tile floors and dramatic vaulted ceilings that fill the space with light and airiness. The cozy sunken living room features plush new carpeting and a remote-controlled electric fireplace, perfect for relaxing evenings. The custom-designed kitchen is an entertainer's dream, boasting 42" cabinets, striking granite countertops, a designer backsplash, bright recessed lighting, and sleek accent lights. A deep undermount stainless steel sink, a convenient pantry, alarm system panel(no service is included), and newer LG stainless steel appliances complete the kitchen. The peninsula offers additional seating, ideal for casual meals or gatherings. Upstairs, you'll find three bedrooms, each with newer carpeting, and two full bathrooms. The spacious primary suite includes an updated ensuite bath with custom tilework, a frameless glass shower door, stone bench seat, and Bluetooth speaker exhaust fan. The shared hallway bath is fully remodeled as well, ensuring comfort for family or guests. The basement offers a partially finished area with newer paint and carpeting, ready for your customization, along with a utility room featuring newer furnace, hot water heater, washer, dryer, and laundry tub. Enjoy outdoor living on the private patio and landscaped yard. HeatherRidge amenities include a pool, clubhouse, golf course, tennis courts, walking trails, playground, and 24-hour security. All the work has been done-just move in and start living your best life!
Source: MRED #12291622
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MRED #12291622
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.