6374 Bradford Woods Dr, Zephyrhills, FL 33542
4 beds · 2 baths · 1,916 sqft
Nestled in the charming and quaint gated community of The Oaks of Pasco, this beautifully upgraded home offers a serene lifestyle, complete with views that back up to Silverado Golf & Country Club. From the moment you enter, this move-in ready gem radiates warmth, style, and modern comforts, making it the perfect place to call home. Upon stepping inside, you’ll be greeted by soaring 10’ ceilings that create a spacious, light-filled environment, adding a touch of grandeur to each room. The thoughtfully designed split-bedroom floor plan ensures privacy and functionality, with the two guest bedrooms and a beautifully appointed full bathroom featuring a tub and shower combo located to your right. On the left side of the home, you’ll find the third bedroom, the conveniently located laundry room and also access to the garage. At the heart of the home is the open-concept kitchen, perfect for both intimate meals and large gatherings. Designed with the home chef in mind, the kitchen boasts an upgraded Whirlpool self-cleaning double convection oven, providing versatility for cooking a variety of meals with ease. A KitchenAid microwave that not only reheats but also features an air-fry function makes preparing quick meals a breeze. You’ll love the convenience of the walk-in pantry, as well as the lazy susans in the corner cabinetry, maximizing storage space while keeping everything within reach. The kitchen is further enhanced by a Whirlpool French door refrigerator and soft-close kitchen doors, offering a touch of luxury and practicality in everyday living. The plantation shutters in the dining room add an elegant and timeless touch, creating a serene ambiance for every meal. Beyond the kitchen, the spacious living room leads to the primary bedroom retreat, which offers ultimate relaxation and privacy. The en-suite bathroom is a sanctuary, featuring dual vanities, a luxurious walk-in shower, a separate water closet, and a walk-in closet, providing ample space for all your wardrobe needs. Step outside through sliding doors to your private back patio, where motorized sun shades offer both comfort and privacy, creating the perfect space for outdoor relaxation or entertaining year-round. Whether you’re enjoying a quiet moment or hosting friends and family, this space is designed for comfort. The epoxy-coated garage floor adds durability and style, while the extra 4’ depth provides plenty of room for storage or larger vehicles. This home is truly a one-of-a-kind find in a highly desirable location. Don’t miss out on the opportunity to make this beautifully upgraded home your own and experience the charming lifestyle that awaits in The Oaks of Pasco!
Source: STELLAR #TB8370466
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8370466
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.