6372 Palma Del Mar Blvd S Apt 705 # 705, Saint Petersburg, FL 33715
2 beds · 2 baths · 1,250 sqft
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Short Sale. Best offer received by May 20th, 2025 will be presented to lender. Current loan is assumable. Discover Your Dream Home: A Stunning Waterview Condo in Isla del Sol, Florida Welcome to the perfect blend of luxury, comfort, and breathtaking views—welcome to your new home in Isla del Sol, Florida. Nestled on the 7th floor of a prestigious waterfront complex, this exquisite condo promises an unparalleled living experience. Let us take you on a journey through the highlights of this remarkable property, a true gem waiting for you to make it your home. ### Breathtaking Views Imagine waking up to the serene sight of sparkling waters stretching out before you. This 7th-floor condo offers views of the glistening bay, where you can watch boats glide by from the comfort of your own private balcony. The spacious balcony provides the perfect spot to unwind with a glass of wine watching the amazing nightly sun sets over the Gulf of Mexico. ### Luxurious Living Spaces Step inside to discover a beautifully designed interior that exudes elegance and sophistication. The open-concept living area is bathed in natural light, accentuating the high-quality finishes and modern decor. With ample space for entertaining, the living room seamlessly flows into the dining area, creating an inviting atmosphere for family gatherings and social events. ### Gourmet Kitchen The heart of this condo is its gourmet kitchen, equipped with top-of-the-line appliances, granite countertops, and custom cabinetry. Whether you're a culinary enthusiast or prefer quick and easy meals, this kitchen is designed to meet all your needs. The breakfast bar is perfect for casual dining. ### Comfortable Bedrooms Retreat to the master suite, a sanctuary of tranquility featuring a large sliding door with access to the balcony and water views, a spacious walk-in closet, and a luxurious en-suite bathroom. The bathroom boasts a large walk-in shower, and upgraded quartz vanities, offering a spa-like experience at home. The guest bedroom is equally inviting, with ample closet space and easy access to the second full bathroom. ### Resort-Style Amenities Living in this condo means enjoying access to a range of resort-style amenities that enhance your lifestyle. Take a dip in the sparkling swimming pool or relax in the hot tub. The community also offers beautifully landscaped grounds, a rec room with a pool table., The Association also has kayak and bicycle storage to enhance an active tropical lifestyle. A convenient car wash is located on property for convenience. Association fees include water, sewage, trash, cable tv and high-speed internet. ### Prime Location Isla del Sol is more than just a place to live; it's a vibrant community with a wealth of attractions at your doorstep. Explore nearby shops, dine at waterfront restaurants, or tee off at the Isla del Sol Yacht & Country Club. With easy access to major highways, you are just a short drive away from downtown St. Petersburg, offering a rich array of cultural and entertainment options. ### Hurricane Safety The property sits on higher ground and no buildings were affected by flood waters during the hurricanes and access to the property was never affected by law enforcement restrictions. Relatively minor damage occurred to the buildings during hurricane Milton and many of the units were affected. Owner is a non-active real estate sales associate.
Source: STELLAR #TB8334467
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8334467
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.