6367 Beacon Vista Cir, Granbury, TX 76049
4 beds · 2 baths · sqft
Stunning 4 bedroom 2 bath home on the main body of Lake Granbury. On one of the widest and deepest parts of the lake. Known by the locals as Striper Ally. Wake up each day to enjoy your morning coffee on the front porch to watch the sunrise, then move to either of your expansive covered decks in the back for cocktail hour and watch the beautiful sunset over the lake. Enter the home on ground level to spacious living room with rock fireplace and vast windows to enjoy the beautiful view. Open concept to dining area and kitchen. Kitchen fully equipped with breakfast bar, granite counters, SS appliances, wood look ceramic tile and large walk in pantry. Primary bedroom downstairs with sitting area and continued large windows for lakeside viewing. Ensuite bath with walk in shower. Second living or game room upstairs with access to upper deck along with three additional bedrooms. Both living rooms, all bedrooms, kitchen and dining room have a view of the lake. Continue out to tiered backyard to your newly updated covered dock with all new decking, boat lift, recently expanded to accommodate a larger boat. Driveway allows for ground level entry to either floor of the house. Oversized detached 3 car garage. Home is located on the Fort Worth side of the lake for easy access to metroplex. Don't wait another day to come see your new lakeside paradise.
Source: NTREIS #20836007
Financials
Source: NTREIS #20836007
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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