636 Tanaro Ln, Haines City, FL 33844
4 beds · 3 baths · 2,200 sqft
***PRICE REDUCED**Ready to move without wait, 4 bedroom 3 bath, 2,200 square foot home in beautiful Haines City, FL at Magnolia Park. See how spacious the entry hallway, living room, dining room, and kitchen open floor concept is for those family gatherings. Equipped with not only a main bedroom but also a secondary bedroom with a private bathroom. This stunning home design offers a perfect balance of style and functionality providing ample space for comfortable living. The open-concept layout seamlessly connects the kitchen, dining area, and living room, creating a spacious and inviting atmosphere. The modern kitchen is equipped with high-quality stainless steel appliances, a large counter, and plenty of storage space in the pantry and cabinets. The bedrooms are well-appointed and provide privacy and relaxation for family members. The master suite is located in the back of the home to ensure privacy. The additional three bedrooms are placed on the opposite side of the home and are versatile to accommodate family and guests or a home office. The lanai in the back extends your living space outdoors with a fully fenced backyard and provides the perfect place to host gatherings or simply enjoy the weather. Enjoy walks in the beautiful Magnolia community or take a dip in the community pool. Just a few short minutes from Highway 27, Restaurants, Shops, grocery stores, Medical Offices, and Hardware stores. 20 minutes from Legoland. This home is waiting for you!
Source: STELLAR #O6233036
Source: STELLAR #O6233036
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.