6348 Mossy Oak Rd, Saint Cloud, FL 34771
3 beds · 4 baths · 2,966 sqft sqft
PRICE IMPROVEMENT!! Stunning like a MODEL home in the highly sought-after Del Webb Sunbridge 55+ community. This CERTIFIED PRE-OWNED HOME has been APPRAISED and is priced UNDER APPRAISED VALUE! With $130,000 dollars’ worth of luxury UPGRADES and sitting on one of the community’s prime lots, the Renowned floor plan is known for its spacious and open layout. From the moment you enter, you're greeted by 8-foot doors and luxury vinyl plank flooring that flows throughout the open-concept floor plan. The GOURMET KITCHEN is a chef’s dream, featuring double ovens, a 10-foot island, and expansive counter space. It seamlessly opens to the extended great room, where large sliding glass doors frame picturesque views of the serene pond. Step outside to enjoy the 1,300+ square foot screened-in outdoor entertainment area, complete with a gas-heated in-ground spa and fire pit—ideal for relaxation or entertaining guests. This meticulously designed home offers 3 generously sized bedrooms, 3.5 bathrooms, and a flex/study room, all within an expansive 2,966 square feet of living space. The tranquil master suite features a custom-built closet and a luxurious ensuite bathroom complete with an XL/super shower and dual vanities. The flex/study room, with built-in library shelves, is perfect for a home office or personal retreat. The home also boasts a well-appointed laundry room equipped with cabinetry, a countertop for folding, and a stainless-steel laundry sink. The garage offers epoxy-coated floors, powder-coated floating storage cabinetry, and space for three cars. Del Webb Sunbridge offers an unmatched lifestyle for those seeking an active and social environment. Amenities include a state-of-the-art fitness center, clubhouse, restaurant/tavern, tennis and pickleball courts, scenic biking and hiking trails, and a calendar full of planned activities. Exciting future developments, such as a marina and boutique shops, will add even more to this vibrant community. The Hammock Club, a 27,000-square-foot lifestyle clubhouse, features a zero-entry pool, lap pool, resistance pool, fitness classes, poolside hammocks, and the Sabal Tavern for dining and drinks, making every day feel like a resort experience. Don’t miss this opportunity to make this exceptional property your own. Schedule your private tour today and start living the Florida dream!
Source: STELLAR #o6241901
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6241901
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6241901
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.