6348 Grand Cypress Blvd, North Port, FL 34287
4 beds · 3 baths · 2,035 sqft
MOTIVATED SELLER! AVAILABLE ASSUMABLE MORTGAGE WITH LOW, LOW INTEREST RATE! BEAUTIFUL WATERFRONT LAKE VIEW! Low HOA fees. No CDD fees. Flood zone X. Take advantage of this opportunity to live in highly desirable North Port, FL. This meticulously maintained home boasts 4 bedrooms, 3 baths, laundry room, and 2 car garage. Bedroom #2 ALSO has its own en-suite full bath for your in-law or guest privacy. Bedroom #4 is can be perfect for den/office. Great curb appeal with mature landscaping, tile roof, brick paver walkway and paver driveway. Inviting foyer entry way. The spacious and well-equipped kitchen with ample cupboard space, base cabinet pull-out shelving, walk-in pantry, stainless appliances, granite counters and tile flooring is designed with entertainment in mind. The split bedroom design, with 3 full baths, makes for privacy with guests. The spacious master suite has 2 walk-in closets and includes an en-suite master bath, double bowl sinks, with walk-in shower and comfortable soaking tub. This home’s lanai has a panoramic view of the lake with lighted fountains. Enjoy the view that provides both sunrise with coffee and sunset with cocktails. Welcome to The Villas at Charleston Park. A small, gated community of only 185 single-family homes nestled in a meticulously landscaped neighborhood with sidewalks throughout and lantern lit streetlamps. Whether living here full-time or seasonal, enjoy the low maintenance living and security of this community. A Florida lifestyle awaits with the community amenities. Large tropical resort-style pool, patio with tables and umbrellas, sunning deck and clubhouse with fitness room, library, billiards room and activities. A country setting but just 15 minutes from anything. Home is nearby to Wellen Park, 2 short miles from Legacy biking trails and walking paths. Nearby golf, tropical beaches, boat launch, pro baseball spring training, medical & all the area's amenities. No CDD fees. Flood zone X.
Source: STELLAR #c7492207
Source: STELLAR #c7492207
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7492207
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.