6346 W Donald Dr, Glendale, AZ 85310
5 beds · 3 baths · sqft sqft
This home checks ALL the boxes! Located on the Legend at Arrowhead Golf Course with a STUNNING view of Thunderbird Mountain, this spacious, two story 5 BR/3 bath home has every update. Hardwood floors throughout and vaulted ceilings in the living and dining rooms highlight the gorgeous staircase as a focal point. The large kitchen has double ovens and an induction cooktop and bay windows with a cozy nook for casual dining, overlooking the family room with a beautiful electric fireplace and custom, reclaimed barn wood mantle. There is one bedroom/en-suite bath on the main floor. Upstairs, you'll love the large, luxury primary suite with unbelievable mountain views, dual walk in closet, tray ceiling, and a large sitting area. The designer updated bathroom includes custom cabinetry, stone backsplash, gorgeous walk-in tile shower and dual sinks. Three other large bedrooms and a third updated bathroom with soaking tub make this a great family home. The extra large 3 car garage has two electric charging stations, plenty of built in storage, insulated garage doors and a work bench. The backyard will feel like a resort! Operate the pool scuppers, waterfall and patio misters with a remote control. There is a 4 hole putting green, stacked stone grill, landscape lighting, fire pit with pavers and seating, and a wrought iron golf view fence. Mature trees provide shade in addition to the patio roller shades on this expanded patio. All west facing windows have sunscreens. Two Trane units installed in 2018, new 50 gallon water heater. This is a MUST SEE!
Source: ARMLS #6780328
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6780328
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6780328