6335 92nd Pl N Apt 2304 # 2304, Pinellas Park, FL 33782
2 beds · 2 baths · 1,245 sqft
One or more photo(s) has been virtually staged. Discover the epitome of maintenance free living with this charming, freshly painted 2-bedroom, 2-bathroom tri-level townhome-style condominium. Nestled in the serene Lake Forest community, this home offers unparalleled comfort and convenience. The main level features a one car garage and a spacious laundry room, while upstairs unveils an inviting open-concept layout encompassing the kitchen, living, and dining areas with a balcony overlooking the tranquil pond. The upper level hosts two bedrooms and two bathrooms, including a primary bedroom with an ensuite bath and its own private balcony which provides the perfect place to enjoy your morning coffee. The HOA includes the roof and exterior maintenance, as well as essential amenities such as cable, internet, sewer, water, recycling, and trash services. The roof and skylights were just replaced in 2023. Enjoy a leisurely stroll along the boardwalk or relax by the swimming pool and spa. Nearby local attractions include a recreation center, equestrian park, new dog park, baseball fields, pavilions for parties and playground and a local farm open to the public. Conveniently located near US Hwy 19 and 275 for easy access to St. Pete, Tampa, beautiful Gulf front beaches, local restaurants and nightlife. Embrace a lifestyle of tranquility and comfort—schedule your showing today and seize the opportunity to call this Lake Forest condo your home.
Source: STELLAR #u8247563
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8247563
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8247563
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.