6333 Aberdeen Ave, New Port Richey, FL 34653
3 beds · 2 baths · 1,925 sqft
Nestled in the charming town of New Port Richey, just a quick 5-minute drive from the vibrant downtown area, this beautifully updated 3-bedroom, 2-bathroom home offers nearly 2,000 square feet of well-designed living space. Situated safely out of a flood zone, this solid block home provides lasting peace of mind. Step inside to discover vinyl plank flooring that flows seamlessly through the main living areas, enhancing the thoughtfully designed layout. The kitchen, fully renovated in 2021, is a chef's dream, featuring espresso soft-close wood cabinetry, classic white subway tile backsplash, and stainless steel appliances, including a double oven. Quartz countertops and a spacious kitchen island with seating for 4-5 people add to the kitchen's appeal. The open-concept design connects the kitchen to the dining room and a bonus room, which is adorned with wood-like ceramic tile flooring—ideal for hosting gatherings. The oversized owner’s suite is a tranquil retreat, boasting ample storage and a beautifully updated ensuite bathroom with a stand-up shower featuring modern tilework. The additional two bedrooms are generously sized and share an updated bathroom. Recent upgrades include a new water heater (2021), as well as updated electrical and windows. The attached garage houses a washer, dryer, and utility sink, adding to the home's practicality. Outside, the fully fenced backyard offers the perfect setting for barbecues and outdoor enjoyment. New Port Richey’s downtown Main Street, just minutes away, is a hub of activity with annual parades, festivals, and boat parades along the Cotee River. Sims Park provides something for everyone, from concerts at the amphitheater to a splash pad, kayak launches, and walking paths. Whether you're catching a show at the historic Richey Suncoast Theatre or exploring local boutiques and eateries, this town's small-town charm offers a slower pace of life, while easy access to US-19 keeps you connected to Gulf Coast beaches. This home combines affordability with an enviable lifestyle. Don’t miss your chance—schedule your showing today!
Source: STELLAR #u8252965
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8252965
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8252965
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.