6332 Sushi Ct, Wesley Chapel, FL 33545
4 beds · 2 baths · 1,434 sqft
Nestled within the serene subdivision of Chapel Pines in Wesley Chapel, this impeccably maintained 4-bedroom, 2-bathroom residence with a 2-car garage offers a harmonious blend of elegance and comfort. The home is set against a picturesque conservation land, adorned with majestic oak and pine trees, ensuring both tranquility and privacy. As you enter, you are greeted by a refreshing ambiance of design and care throughout. The spacious living and dining areas connect to an updated kitchen, featuring stainless-steel appliances. Elegant tile flooring enhances the social areas, while the bedrooms are adorned with newly installed neutral color carpeting. The kitchen shows modern farm house stainless-steel sink, a new dishwasher, and an upgraded stove, perfect for both casual meals and entertaining. From the inviting family room, step out onto the expansive Florida Room, surrounded by vibrant flora, creating a private oasis for relaxation for the whole family. The master suite, thoughtfully positioned at the rear of the home, offers serene views of the patio and is bathed in natural light. The spacious master bathroom features a dual-sink vanity, a garden tub, and a walk-in closet, catering to both style and functionality. Custom-made window treatments grace every window, adding a touch of sophistication to each room. Significant updates include a new roof (2020), gutters (2015), oversized A/C unit, and an electric water heater (both replaced in 2015), along with a new garbage disposal installed last year. Conveniently located near top-rated schools, and just moments away from Walmart Supercenter, Wiregrass Mall, Tampa Outlets, and a selection of world-class dining options, this home offers easy access to I-75 and other major highways. Discover the charm and elegance of this exceptional house—schedule your visit today!
Source: STELLAR #tb8308111
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8308111
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8308111
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.