6326 Waves End Pl, Apollo Beach, FL 33572
4 beds · 3 baths · 2,752 sqft
MAGNIFICENTLY APPOINTED HOME in the Waterset resort-style community. Welcome home to this amazing David Weekley home a TRUE 3-CAR GARAGE with beautiful TROPICAL LANDSCAPING. Get ready to FALL IN LOVE with this freshly-painted OPEN FLOOR PLAN that features 4 Bedrooms, 3 Full Bathrooms, a Formal Dining/Living Area with Home Office and a covered and screened OUTDOOR LIVING AREA ! The covered FRONT PORCH welcomes you into an elegant Foyer with High ceilings and elegant decor. Luxury flooring throughout the main living areas is showcased by DESIGNER LIGHTING and upgraded ceiling fans. The front of the home features a private bedroom with full bath, and office with french doors for privacy. The Formal Dining/Living Area with a Tray Ceiling, along with an ELEGANT HOSTING BAR opens into the HEART OF THIS HOME! A Grand Room showcases a GOURMET KITCHEN with WHITE cabinetry, EAT-IN AREA with an extra large island, and a spacious and elevated pantry. The ALL STAINLESS STEEL GOURMET KITCHEN features GRANITE COUNTERS, UPGRADED APPLIANCES including a MICROWAVE OVEN COMBO, Refrigerator, Dishwasher, plus a 36” GAS Cooktop. Beyond the kitchen is a breath-taking view of the spacious LIVING ROOM and stunning wall-to-wall Sliding Glass Doors. The Master Suite features a Tray Ceiling, dual vanities, RELAXING TUB, oversized shower and a massive WALK-IN CLOSET. Two more bedrooms, a full bath with dual vanities and a large Laundry Room complete this amazing layout. The backyard is fully fenced and offers a RELAXING COVERED/SCREENED LANAI with ceiling fans for comfort. This home is designed with peace in mind, utilizing an underground powerline system connected to the local hospital grid. The home conveniently sits at one of the highest points above sea level in the area. Waterset is a resort-style community that includes 2 clubhouses, 2 fitness centers, 3 pools with 2 water slides, playgrounds, dog parks, sports courts (pickleball, basketball, tennis) and MILES OF TRAILS for biking, hiking and running. THIS HOME IS MASSIVE and TURN-KEY. This home has an ASSUMABLE VA LOAN AT 2.25% - an excellent possibility! Don't miss the 3D walkthrough of this gorgeous home!
Source: STELLAR #TB8351836
Financials
Source: Public records
Source: STELLAR #TB8351836
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.