6321 Staunton Dr, Holiday, FL 34690
2 beds · 2 baths · 1,689 sqft sqft
***Back on the market Buyers unable to perform due to the Hurricanes and - NOT IN A FLOOD ZONE, NO HOA!!! Seller is offering up to $3K towards closing costs!!!*** Mr. & Mrs. Clean live here. This pristine 2 bedroom 2 bathroom 2 car garage home is ready just bring your furniture and let the Florida fun begin! Upon arrival, you will notice and extra large corner lot completely fenced-in providing just the perfect amount of privacy to peacefully enjoy life. The front and back yard are thoughtfully landscaped with low maintenance in mind, yet lush and shaded in just the right places. This beautifully upgraded home also boasts a convenient 8 x 12 custom built shed(anchored in the ground) with double doors, two functional windows in the back yard providing shelter for your mower, gardening tools and so much more. Updates; New 9000 BTU mini-split unit A/C in bonus room 2024 (this living space can easily converted to a large third bedroom or in-law suite) ,3-ton A/C 2021, New Roof 2023, Freshly painted inside and out 2024, New waterproof/scratch proof wood flooring 2024, New Lighting Fixtures kitchen and bathrooms 2024, Newer water softener 2021, Brand New Leaf Gutter Guards 2024, no climbing on ladders or the roof to clean the gutters, Freshly sodded 2024 with updated irrigation system run by a 6 zone TORO timer in the garage. Got to see it to believe it! Beautiful granite counter tops in the kitchen, with amazing spaces boasting bumped up solid wood custom cabinets. Special coffee nook engineered into the design with ample electrical outlets for easy accessibility. The Master bedroom with a walk-in closet and and additional built-in closet also has a tastefully upgraded (2024) ensuite bathroom. Split floor plan allows you and your guest privacy when needed. The second bath was also tastefully remodeled with custom cabinetry, heated mirror that provides different tones of lighting, with a linen closet to tuck away the overflow. At the front entrance is a grand screened in patio perfect for grilling and enjoying the Florida weather free from no-see-ums and mosquitos. Aluminum hurricane shutters are available for all of the upgraded double paned with impact resistant glass windows. Double impact sliding glass doors with built in blinds allows you to easily access your back yard. Two 220 hookups one outside for RV's and one inside for Generator or what ever your heart desires. Garage has screened in slider door panels for privacy, a work bench with ample shelving. Last but least this home comes with a state of the art security system with cameras and a monitored security system that is transferable to the new owner (ADT). Important to note: The refrigerator in garage can stay if desired. Survey and wind mitigation documentation available for buyers convenience.
Source: STELLAR #t3540392
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3540392
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3540392
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.