632 CARSON RDG, New Braunfels, TX 78132
NESTLED WITHIN THE EXCLUSIVE CONFINES OF COPPER RIDGE. THIS LUXURY HOME SITS ATOP A HILL WITH BREATHTAKING VIEWS FROM A 1.1-ACRE CUL-DE-SAC LOT! THE MOST REMARKABLE LOCATION IN THE NEIGHBORHOOD TO WATCH THE BEAUTIFUL EVENING SUNSETS. THE TASTEFUL LUXURIOUS KITCHEN INCLUDES PRISTINE DIAMOND BIANCO LEVEL 6 GRANITE, 42-INCH CUSTOM CABINETS W/CROWN MOLDING, DOUBLE STACK KITCHEN CABINETS TO CEILING W/GLASS INSERTS, ITALIAN WHITE APRON KITCHEN SINK, CAFE STAINLESS STEEL 36-GAS COOKTOP, DOUBLE OVENS, VENT HOOD, 3 CEILING BEAMS AT LIVING ROOM, LUXE ACCENT TILE ON FIREPLACE SURROUND FLOOR TO CEILING IN LIVING ROOM. SAVANNAH HICKORY LEVEL 4 HARDWOOD FLOORING IN ENTRY, OFFICE, DINING ROOM, SUN ROOM, LIVING ROOM, MEDIA ROOM, AND KITCHEN. 4 BEDROOMS DOWNSTAIRS, WITH A OFFICE, SUN ROOM AND A FLEX SPACE. UPSTAIRS YOU HAVE A LARGE GAME ROOM EQUIPPED WITH SURROUND SOUND AND A MEDIA ROOM. RELAX IN YOUR MASTER SUITE OVERLOOKING SPLENDID VIEWS OR ENJOY AN EVENING IN YOUR MASTER BATHROOM SANCTUARY WITH A 71-INCH CAST IRON PEDESTAL TUB TO COMPLIMENT THE SPA SHOWER WITH BODY SPRAYERS AND A RAIN SHOWER. DUAL MAGNIFICENT HIS/HER MASTER CLOSETS.AN OASIS-STYLE HEATED POOL AND SPA WITH A SERENE WATERFALL OVER A NATURAL STONE GROTTO. THE GORGEOUS LANDSCAPING PACKAGE INCLUDES A MIXTURE OF TEXAS ROCK, LUSCIOUS COLORFUL PLANTS, AND PREMIUM ARTIFICIAL GRASS IN THE FRONT AND BACKYARD, GRAND CIRCULAR DRIVEWAY, PAINTED METAL ROOF, 3 CAR GARAGE, ENERGY-EFFICIENT SOLAR PANELS, GUTTERS AND AN OVERSIDED COVERED PATIO W/ STONE FIREPLACE, AND UPGRADED OUTDOOR KITCHEN TO INCLUDE WOLF STAINLESS STEEL APPLIANCES, LARGE SINGLE BOWL KITCHEN SINK AND GORGEOUS GRANITE TOP. 535 LF OF 6 FT TALL STEEL RAIL FENCING IN REAR BACKYARD W/RANCH WIRE RECENTLY PAINTED AND PRIMED. TWO TANKLESS WATER HEATERS, WHOLE HOUSE WATER FILTRATION SYSTEM, WATER SOFTENER SYSTEM. 24-HOUR MAN-GATED COMMUNITY, HOA AMENITIES INSIDE THE COMMUNITY. MINUTES FROM NEW BRAUNFELS & SAN ANTONIO
You may be able to put down less than the total down payment amount of $853,121 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #9421454