632 10th St, Argyle, TX 76226
3 beds · 2 baths · 1,842 sqft
Welcome to 632 10th St., a rare gem in the award winning and highly sought-after community of Harvest in Argyle, Texas. This Townside Beauty offers an unmatched level of privacy and exclusivity. From the moment you step inside, you’re welcomed by an inviting open-concept layout, enhanced by expansive windows that flood the space with natural light. Designed for both comfort and style, this home features three spacious bedrooms, two bathrooms, and a thoughtfully designed chef’s kitchen. The kitchen boasts an oversized pantry, sleek countertops, and ample cabinetry, perfect for those who love to cook and entertain. The primary suite is a true retreat, complete with a massive walk-in closet that provides all the storage you could need. Adding even more value, the roof is less than four months old, ensuring peace of mind for years to come. With its unbeatable location, premium lot, and thoughtfully designed interior, this is a rare opportunity in Townside. Don’t miss your chance to own one of the few homes in this community that offers the exclusivity of having no direct neighbors!
Source: NTREIS #20830963
Financials
Source: NTREIS #20830963
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.