6317 Henry St, Norton Shores, MI 49441
4 beds · 1 baths · 1,465 sqft
Perfectly situated just moments from the Lake Michigan shoreline, this delightful 3-bedroom, 1-bathroom retreat offers a blend of modern updates and rustic charm, making it an ideal home for relaxation, fun, or rejuvenation. This home as been tastefully updated, and ready for a new owner to enjoy the summer.Step into a world of comfort as you enter the inviting living area, where natural light floods through large windows, highlighting the home's warm and welcoming ambiance. The open-plan design effortlessly connects the living room to a fully updated kitchen, complete with quartz countertops, stainless steel appliances, and new cabinetry, ensuring a turn key kitchen for its next owner. The main floor bedrooms are ample size, and the main floor bathroom has been refreshed as well.The upstairs space features the homes third bedroom, as well as a bonus space perfect for a small office or larger walk-in closet. The half-acre lot provides endless possibilities for creating your personal paradise. Whether you envision a vibrant garden, a cozy firepit area for starlit gatherings, or simply a peaceful spot to break away from lake life, this property offers the canvas for it all. While the home exudes rustic charm, it doesn't compromise on modern conveniences. Recent updates ensure that every corner of this home meets contemporary standards, providing you with the perfect balance of comfort and style. These include new flooring, trim, paint, cabinets and more! Whether you're seeking a full-time residence, a vacation home, or a lucrative rental opportunity, this coastal located home offers it all. New builds are being built all around, showing how desirable the area is to live! Don't miss the chance to own this home! Schedule your viewing today!
Source: REALCOMP #65025011794
All values shown are estimated costs / mo.
Source: Public records
Source: REALCOMP #65025011794
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.