6315 35th Ave N, Saint Petersburg, FL 33710
2 beds · 1 baths · 736 sqft
Under contract-accepting backup offers. MID-CENTURY MODERN POOL HOME WITH SOLAR POWER IN VIBRANT ST. PETERSBURG. Discover this charming mid-century modern block home, designed for style and sustainability, in the heart of Saint Petersburg. This 2-bedroom, 1-bath home offers bamboo flooring and a beautifully updated farmhouse-style kitchen featuring a floating kitchen island, farmhouse sink, sleek white stainless appliances, solid oak butcher block countertops and trendy lighting. Upon entry, a built-in cabinet doubles as a pantry a convenient space for coats, keys, and mail. The home also boasts ship-lap walls, an updated bathroom and a spacious bonus room that can be transformed into a man-cave, playroom, or additional storage area to fit your lifestyle. RECENT UPGRADES INCLUDE: Outdoor plumbing, new front and back exterior doors, gutters, bamboo flooring, dishwasher, tankless water heater, backyard landscaping, gazebo, deck, and storage shed. OUTDOOR OASIS: the fully fenced backyard is perfect for entertaining or relaxing, with a large pool featuring vibrant penny tile, an automatic pool cleaner and skimmer for low-maintenance care. Enjoy the shaded deck, perfect for lounging or storing pool supplies, and a gazebo surrounded by lush topical landscaping. There's even extra space for lawn games or adding your own touch. The oversized storage shed accommodates almost everything from lawn equipment to surfboards! PRIME LOCATION: This home is minutes from the shops and restaurants in the Tyrone area and a short drive to the areas Gulf beaches and downtown St. Petersburg. Don't miss your chance to own this stunning, move-in-ready property in one of the area's most sought-after neighborhoods. Schedule your showing today and make this vibrant home yours! NOTE-Solar Panels are still under contract for purchase and buyer will assume contract. Current monthly payments for electricity and panels is $90/mo. Also, hurricane Milton's winds did cause some very minor damage to the corner of the roof of the bonus room. No water instrusion occurred and damage has been remedied.
Source: STELLAR #tb8314715
Source: STELLAR #tb8314715
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8314715
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.