6313 Copperhead Dr, Fort Worth, TX 76179
4 beds · 3 baths · 2,651 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Better Than New in Western Ridge! Priced to Sell!! Welcome to this bright and beautifully maintained 4-bedroom, 2.5-bath home nestled on an oversized lot in the desirable Western Ridge community. Built in 2022, this energy-efficient home offers modern living with thoughtful upgrades and generous space throughout. Step inside to an open-concept floor plan featuring a light-filled living and dining area that flows seamlessly into a stunning white kitchen, complete with a gas range, island, walk-in pantry, and quartz countertops. The main level also includes a spacious primary suite with a large walk-in closet, a dedicated home office, a charming mudroom, and a separate laundry room. Upstairs, you’ll find a versatile game room or bonus space, three additional bedrooms, a full bath, and a large walk-in storage room or media room. The home offers abundant storage, with multiple linen closets, walk-in closets, and even storage under the stairs. Enjoy outdoor living with a covered patio and oversized fully fenced backyard with established grass and a full sprinkler system—perfect for relaxing or entertaining. Located just off I-820, Western Ridge provides easy access to Fort Worth’s downtown corridor, Eagle Mountain Lake, and the Fort Worth Nature Center and Refuge. Zoned to highly sought-after Eagle Mt.–Saginaw ISD, this home combines comfort, convenience, and energy efficiency to help you save on utility bills while living a healthier, quieter lifestyle. Don’t miss your chance to own this move-in-ready gem—schedule your showing today!
Source: NTREIS #20901857
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20901857
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.