6309 Savannah Oak Trl, Argyle, TX 76226
4 beds · 3 baths · 2,838 sqft
Get a free consultation call with an expert in the mortgage assumption process.
GORGEOUS one story Highland Home in the desirable Canyon Falls subdivision. Research Highland Homes (JD Powers, People's Choice Builder of the Year, Dallas Morning News) - this home has a premium floor plan, construction and a strong history for quality. Home boasts 4 Bedrooms, 3 baths and oversized 2 car garage. Beautiful iron front door opens up to amazing nailed-down hardwood flooring in immaculate condition. Hallway opens to huge living area great for entertaining large gatherings of friends and family. Beautiful kitchen with upgraded appliances and tall cabinets is great for the chefs in your family. Master bedroom is spacious - large enough for workout or meditation space and all your furniture pieces. SPACIOUS master bathroom boasts oversized garden tub and huge walk-in closet. Master bathroom boasts new bidet and excellent finishings throughout. Other 3 oversized bedrooms with LARGE closet space and plenty of room for family members of all ages. Continuing the upgrade theme from the builder the SIZE of these bedrooms is something you need to see to believe. Over 2,800 square feet of living area boasting new carpet in bedroom areas, newly painted walls and ceilings and amazing PLANTATION SHUTTERS throughout the home. ARGYLE SCHOOLS in Flower Mound - consistently ranked for TOP performance in NATIONAL rankings and top 1% in TEXAS!! Also conveniently located near highly recognized Liberty Christian School, a college preparatory school for preschool - 12. Canyon Falls boasts some of the best amenities in DFW including POOLS, trails, fishing pond, dog park, fitness center, parks and so much more. Explore the community center and SEE FOR YOURSELF! HOA dues include, internet, cable and yard maintenance - wow! Approximately 15 minutes from DFW airport and major shopping areas but far enough away for tranquil evenings in a neighborhood that is immaculately maintained and perfect for discriminating buyers.
Source: NTREIS #20909289
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20909289
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.