6302 Heathers Cv, San Antonio, TX 78227
4 beds · 3 baths · 2,049 sqft sqft
OPEN HOUSE! Saturday, 10/12/2024 from 1:00 PM to 4:00 PM and Sunday 10/13/2024 from 12 - 3pm. Ask Ask About down payment assistance,7k grant, a 1% Temporary Rate Buy Down and 5k Assistance Program, lender covered closing costs offered by preferred lender. Updated, 2 story, 4 bedroom, 2.5 bath home in a quaint subdivision, 4 miles from JBSA Lackland and 1.5 miles to HEB. Perfect home for anyone who works at Lackland, a 1st time home-buyer, or even an investor. This home has recently been updated and is ready for its new owners. Some of the updates include newer, neutral, cream-colored, tile flooring in the kitchen and the breakfast room, the newer granite counters are grey with accents of black, modern, sleek, subway tile backsplash with glass accents, and 2 pantries describe the kitchen to a T. There is no carpet on the main floor. Warm, and welcoming, real wood flooring in the living room and the dining room. The Berber carpet upstairs and on the stairs have been freshly shampooed. The primary bedroom is well oversized, with over 300 sq ft of space! The primary bedroom also has 2 walk-in closets, separate his and hers vanities, and a separate tub and shower. The additional bedrooms are also upstairs with one room of almost 144 sq ft with a large, walk-in closet! The home has recently been painted inside and out, the weathered trim has been replaced, a new backdoor was installed, the HVAC is only a few years old, and the roof is approx. 8 years old. This home has been well taken care of. What are you waiting for? Call for an appointment!
Source: SABOR #1788077
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1788077
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1788077
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.