63 Canopy Oak Ln, Ponte Vedra, FL 32081
2 beds · 2 baths · 1,577 sqft
OPEN HOUSE, MON. OCT. 28TH, 11am-2pm. CALL AGENT FOR GATE ACCESS. Welcome to 63 Canopy Oak, a charming residence nestled within the mature trees & landscaping of Ponte Vedra's sought-after Riverwood at Del Webb. This beautifully remodeled Taft floor plan spans 1,577 square feet & offers a blend of modern elegance & comfortable living. Within walking distance to the clubhouse! PLUS THE CDD BOND PORTION HAS BEEN PAID OFF & THE SELLER'S LOAN IS ASSUMABLE at a 2.625% RATE. Step inside to discover a newly remodeled kitchen, featuring stunning Quartz countertops, decorative lighting, an entertaining island, custom cabinetry built-ins that serves as a pantry for ample storage. The kitchen is perfect for any culinary enthusiast, complete with new induction cooktop & newer Bosch stainless appliances. The open-concept living area showcases beautiful hardwood flooring and a stylish stone fireplace with temperature controls for desired ambiance, creating a warm and inviting atmosphere. Both bathrooms have been tastefully updated with Quartz counters adding a touch of luxury. In addition to the 2 bedrooms there's a private office/den for added workspace and a cozy living area off of the kitchen. Step outside to your private oasis where an auto-retracting awning provides shade over the patio, perfect for outdoor relaxation. Enjoy a covered patio and extended paver patio convenient for grilling. The fenced yard includes a mosquito control mister, ensuring a comfortable outdoor experience year-round. The community amenities are second to none, featuring a 38,000sf clubhouse for social gatherings & specialty classes, indoor heated pool & resort-style outdoor pool & spa, fitness center, tennis and pickleball courts and miles of paved paths all within walking distance to the clubhouse through a gated access from Canopy Oak Lane. Experience the perfect blend of style, comfort with move-in ready convenience. Don't miss the chance to make this exceptional opportunity your new home!
Source: REALMLS #2046478
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If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: REALMLS #2046478
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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