6293 Bradford Woods Dr, Zephyrhills, FL 33542
3 beds · 2 baths · 1,723 sqft
ATTENTION INVESTORS OPPORTUNITY. Buyer will have the option to lease back for one year with option of renewal. Monthly Rent $2000.00. Seller is offering $2000.00 towards closing costs. This almost new home (built 2021)one story block home in the Oaks of Pasco. Gated community. Fully fenced. It offers 3 bedrooms, 2 bathrooms and 2 car garage. Great spacious floor plan with plenty of natural light. Good size Kitchen with stainless steel appliances, plenty of storage, countertop 1 inch thick (equal 3 cm) high quality kitchen cabinets, soft closed all cabinets, drawers and under-mount sliding drawers. Pull out in all the lower cabinets. Island to gather your friends around when you are cooking your favorites dishes. Formal Dinning Room facing the backyard, Spacious Living room offers a relaxing area to enjoy your favorites shows. Office or den. New washer and dryer. 8ft doors, throughout the house. Tray ceiling in the living room and primary room. Luxury vinyl flooring water-scratch pet proof throughout te house. Next to the community is located the Silverado Gulf and Country Club. Oaks of Pasco is in short distance to Advent Health Zephyrhills, Florida Medical Clinic, Wiregrass shopping plaza, Premium Tampa Outlet and great restaurants to experience an International cuisine. Schedule your appointment.
Source: STELLAR #TB8371952
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8371952
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.