6280 Jackies Farm, San Antonio, TX 78244
4 beds · 4 baths · 3,145 sqft sqft
Welcome to this stunning 3,145 sq. ft. home, offering 4 spacious bedrooms and 3.5 bathrooms, situated on a generous lot just under 1/3 acre. The open floor plan is perfect for both everyday living and entertaining, with a modern kitchen featuring stainless steel appliances and an inviting family room with plenty of natural light. The primary suite is a peaceful retreat, complete with a luxurious en-suite bathroom and a large walk-in closet. Outside, the expansive backyard provides endless possibilities for outdoor enjoyment, whether you're hosting a summer barbecue or relaxing under the stars. This home boasts numerous recent upgrades, including a brand-new roof, energy-efficient windows, a water softener, a new water heater, and a new AC condenser, ensuring comfort and peace of mind for years to come. Located in a highly desirable neighborhood with easy access to schools, shopping, and military bases, this home is move-in ready and waiting for you! Don't miss this incredible opportunity-schedule your private tour today!
Source: SABOR #1817400
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1817400
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1817400