6269 Silver Leaf Ln, Lakeland, FL 33813
4 beds · 3 baths · 2,062 sqft
Exceptional living starts here in Hallam Preserve! This single-story 4 bedroom, 3 bathroom Southern Homes Alexandria floor plan is ready for its new owner. NEW ROOF & EXTERIOR PAINT JUST COMPLETED! Enter into your double tray foyer with accent wall and take notice of the solid wood floors throughout the main living areas. Immediately to your left is a flex room perfect for a private reading/work/study area still accessible to the kitchen. To the right of the foyer is a bedroom a full bath with tub/shower. The living room and kitchen/dining area is the center of the home with ample room for everyone. Your kitchen has a breakfast bar to seat 4, granite countertops, wood cabinetry, and a huge dining room space. This split floorplan has a bedroom immediately off the living room area with a standard closet which can also be used as an office or additional flex space. The customization of use is up to you! Toward the back of the property is the Primary Suite with tall tray ceiling, and large windows for ample light during the day. The Primary's ensuite bath features both a walk in shower and large soaking tub, linen closet and dual sinks. The final bedroom also shares a back yard view and has a walk in closet plus its own ensuite bath with walk in shower. Step out back to the lanai and back yard with plenty of opportunities to enclose the fence, add a screened in extension, you can customize! There were very few of this floorplan with a 4th bedroom & just over 2000sqft- take advantage of this exceptional opportunity to call this home. While you are visiting, please visit the amenities of the community featuring a clubhouse and pool for residents. Hallam Preserve is close to all major highways, attractions, just minutes to Publix, shopping & downtown Lakeland.
Source: STELLAR #TB8313227
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8313227
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.