6264 E 143rd Dr, Thornton, CO 80602
3 beds · 4 baths · 2,953 sqft
Welcome to your dream home in Holly Hills! This stunning 2-story property boasts a modern blend of comfort, style, and convenience. The main living area is bathed in natural light through sleek tinted windows, creating an inviting ambiance. You’ll love entertaining or relaxing by the cozy fireplace in the spacious, open-concept living room that flows seamlessly into the gourmet kitchen, featuring a gas stove, under-cabinet lighting, and updated light fixtures. Upstairs, vaulted ceilings add grandeur to the loft and Bedroom #3, while the master suite is a true retreat, complete with large windows, a generous walk-in closet, and an upgraded luxury bathroom with double sinks, premium tile, and a deep soaking tub. Two additional bedrooms are perfect for family or guests, and Bedroom #2 offers the comfort of a black matte ceiling fan for those warm summer nights. Hardwood floors run throughout the entire home (except for the stairs), giving the space a sleek, modern look. The main level office, with its premium glass door, provides the perfect environment for focused work or relaxation. Need more room? The unfinished basement offers endless possibilities for customization and growth when the time is right. Step outside to a low-maintenance luxury backyard, perfect for entertaining or unwinding. Enjoy the turf, boulders, and a brand new gas fire pit while the kids or pets run free. There’s plenty of space for a dining table, hot tub, or other personal touches. Practicality meets luxury with features like a large, deep sink in the laundry room, stairwell accent lighting, and painted garages. The neighborhood is quiet and family-friendly, with neighbors who look out for one another. Young families abound, and the area is perfect for peaceful walks. Conveniently located just 5 minutes from a brand-new King Soopers and close to Orchard Shopping Center, this home has easy access to all the essentials. Don’t miss out on this beautifully designed, move-in-ready gem!
Source: RECO #3973159
Interest rate and monthly payment estimated based on public records.
Source: RECO #3973159
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3973159
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