6263 W Fallsgrove Ln, Port Orange, FL 32128
4 beds · 3 baths · 2,545 sqft sqft
One or more photo(s) has been virtually staged. Nestled in the serene gated community of Woodhaven in Port Orange, Florida, this exceptional single-family home provides a blend of luxury and comfort. Boasting 4 bedrooms and 3 bathrooms across 2,545 square feet of beautifully designed living space, this residence is perfect for those seeking both style and practicality. As you arrive, you'll appreciate the upgraded brick-paved driveway, which leads you to a welcoming entrance. Inside, high ceilings and abundant natural light create an inviting atmosphere throughout the spacious open floor plan. The heart of the home—the kitchen—features modern pendant lighting, stainless steel appliances, and a built-in oven. A striking tiled backsplash and ample cabinetry enhance its functionality, while the large granite center island provides additional prep space and a stylish focal point. Connecting seamlessly to the living room, this kitchen is ideal for both everyday living and entertaining. The primary bedroom is a retreat in itself, showcasing vaulted ceilings and windows that frame a serene pond view. The en suite bathroom is designed with luxury in mind, featuring dual sinks with sleek hardware, contemporary lighting, and a generously sized walk-in shower. Outside, the screened-in lanai with ceiling fans provides a perfect space to relax and enjoy the pond view. Additional upgrades include an ICI Home generator and two water softeners, saltwater filtration system, alongside updated fans and lighting throughout. The Woodhaven community itself provides outstanding amenities, including a sparkling resort-style pool, enhancing your living experience in this picturesque setting. Experience unparalleled elegance and modern comfort in a home designed for a refined lifestyle—schedule your showing today and make this dream home yours!
Source: STELLAR #o6238498
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6238498
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6238498
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.