VA loan
1 of 88
VA loan
$510,000

626 DUNROBIN DR, Orange Park, FL 32073

4 beds · 4 baths · 3,237 sqft

Come home to Quiet Greatness!! Imagine waking up each morning in the prestigious Loch Rane community, where elegance and comfort seamlessly blend to offer a lifestyle beyond compare. This custom-built, two-story masterpiece at 626 Dunrobin Dr. is not just a home, it's an experience waiting to be embraced by those who have greatness in mind for themselves and their family. As you step into this amazing home you immediate notice that every corner is thoughtfully designed to cater to your ultimate living experience. With 4 spacious bedrooms and 3.5 stunning bathrooms, this home offers the perfect balance of comfort and sophistication. The large kitchen, featuring exquisite granite countertops, sets the stage for culinary adventures and family gatherings. As you move through the home, you'll notice the abundance of natural light that creates a warm and inviting atmosphere, making every day feel like a sunny retreat. One of the standout features of this home is custom theater room, the perfect space for movie nights that bring everyone together in comfort and style. Picture yourself hosting friends and family, with plenty of parking available for those memorable holiday parties. The luxury vinyl plank flooring throughout the home not only adds a modern touch but is also easy to maintain, ensuring your home remains pristine. The outdoor space is a true oasis, offering a large fully wood fenced backyard with custom landscaping that provides both beauty and privacy. The custom wood deck and pergola with an outdoor kitchen are perfect for entertaining or simply enjoying a quiet evening under the stars. Feel the stress of the day melt away as you relax by the wood-burning fireplace in the living room, enveloped by the warmth and comfort that only a home like this can provide. Living in the Loch Rane community means being part of a welcoming neighborhood that immediately feels like home. Known for its friendly atmosphere and tree-lined streets, Loch Rane offers a sense of community that is both comforting and secure. Whether it's a morning jog around the neighborhood or a leisurely stroll with your beloved pet, you'll find that Loch Rane supports an active and engaging lifestyle. The greater Orange Park area complements your lifestyle with an array of amenities and conveniences. Renowned for its excellent schools, shopping centers, and dining options, Orange Park offers everything you need just moments from your doorstep. Enjoy the tranquility of suburban living with quick and easy access the the city of Jacksonville to catch a Jaguars game or head out to the one of the areas many beautiful beaches just 30 minutes away providing you with the perfect blend of peace and excitement. Now imagine coming home to 626 Dunrobin Dr. after a long day. As you turn into the large circular driveway the sight of your beautifully landscaped home brings an immediate sense of pride and contentment. As you step inside, the spaciousness and elegance remind you of why this home is special. The ample closet space in each bedroom ensures that organization is effortless, while the two attic entry doors offer easy additional storage solutions for seasonal items or family heirlooms. This home is more than just a place to live, it's a setting for unforgettable memories and a bright future. At 626 Dunrobin Dr., every detail has been meticulously crafted to provide an environment where you and your family can thrive. With its combination of luxurious features, thoughtful design, and a community that welcomes you with open arms, this home truly embodies the essence of living well. Are you ready to elevate your lifestyle and embrace the unparalleled comfort and luxury that 626 Dunrobin Dr. has to offer? It's time to make this dream a reality. Call today to book a private video showing or a private in person tour and take the first step towards owning this amazing one of a kind gem. Make the choice to come home to Quiet Greatness!! Opportunity is knocking but it won't knock forever, this home won't last long!! Call today and let's make your dream of owning your very own real estate masterpiece into a reality.

Interest rate 3
3.48%
With Roam
6.5%
The seller’s mortgage rate at the time the loan was originated.
Monthly payment 3
$1,368
With Roam
$1,800
Reduce your monthly payments by $432 when you assume this mortgage.
You also save $114,991 in total interest paid.

$256,609
Edit

You may be able to put down less than the total down payment amount of $256,609 and have the rest of the funds financed with a 2nd mortgage from a lender. 4

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

VA loan
Eligible for investors
Not a veteran? You may still be qualified to assume the mortgage.

Location

Details

Home
Size
3,237 sqft
Lot size
0.66 acres
Year built
1985
Type
Single Family Residence
Loan
Remaining term
22 years, 2 months
Rate
3.48%
Monthly P&I
$1,368
Remaining loan balance
$253,390

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

View all FAQs
Last updated: Sep 18, 2024 08:12 am
Listing agent: COREY ROSE (904) 386-8451
Listing provided courtesy of: ROSE REAL ESTATE GROUP INC. (904) 386-8451
Details provided by REALMLS and may not match the public record.
MLS ID: #2046284
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Everystate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2024 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.
$1,368/mo
View details