626 Dunrobin Dr, Orange Park, FL 32073
4 beds · 4 baths · 3,237 sqft sqft
''Veterans - Assume this VA loan at 3.375%. Buy with Roam and save hundreds monthly.'' Buyers don't miss out on your chance to own this beautiful one of a kind home with many upgraded features over $85,000 in value. This custom-built two-story home has it all, brand new Luxury Vinyl Plank flooring, brand new carpet, 2 custom renovated bathrooms complete with new sinks, vanities, tubs and showers. Both HVAC systems has been totally replaced in 2019. The home has been structurally upgraded by Alpha Foundations with a state of the art floor support system. This home offers the perfect balance of comfort and sophistication. The large kitchen, featuring granite countertops, sets the stage for making great memories with family. One of the standout features of this home is the custom theater room comes with installed projector to give your family the perfect space for movie nights that bring everyone together in comfort and style. Picture yourself hosting friends and family, with plenty of of parking to fit any occasion. The luxury vinyl plank flooring throughout the home not only adds a modern touch but is also easy to maintain, ensuring your home remains pristine. The outdoor space is a true oasis, offering a large fully wood fenced backyard with custom landscaping that provides both beauty and privacy. The custom wood deck and pergola with an outdoor kitchen are perfect for entertaining or simply enjoying a quiet evening under the stars. Feel the stress of the day melt away as you relax by the wood-burning fireplace in the living room, enveloped by the warmth and comfort that only a home like this can provide. Living in the Loch Rane community means being part of a welcoming neighborhood that immediately feels like home. Known for its friendly atmosphere and tree-lined streets, Loch Rane offers a sense of community that is both comforting and secure. Whether it's a morning jog around the neighborhood or a leisurely stroll with your beloved pet, you'll find that Loch Rane supports an active and engaging lifestyle. The greater Orange Park area complements your lifestyle with an array of amenities and conveniences. Renowned for its excellent schools, shopping centers, and dining options, Orange Park offers everything you need just moments from your doorstep. Enjoy the tranquility of suburban living with quick and easy access the the city of Jacksonville to catch a Jaguars game or head out to the one of the areas many beautiful beaches just 30 minutes away providing you with the perfect blend of peace and excitement. As you step inside, the spaciousness and elegance remind you of why this home is special. The ample closet space in each bedroom ensures that organization is effortless, while the two attic entry doors offer easy additional storage solutions for seasonal items or family heirlooms. This home is more than just a place to live, it's a setting for unforgettable memories and a bright future. At 626 Dunrobin Dr., every detail has been meticulously crafted to provide an environment where you and your family can thrive. This home truly embodies the essence of living well. Are you ready to elevate your lifestyle and embrace the unparalleled comfort and luxury that 626 Dunrobin Dr. has to offer? It's time to make this dream a reality. Call today to book a private tour and take the first step towards owning this amazing one of a kind gem.
Source: REALMLS #2046284
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2046284
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2046284
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