626 Dunrobin Dr, Orange Park, FL 32073
4 beds · 4 baths · 3,237 sqft
Veterans - Assume this VA loan at 3.375%. Buy with Roam and save hundreds monthly. Classic Tudor style design with a big private back yard and custom wood deck makes this home truly one of a kind. If you are looking for a house to call home that you and your family will love, then you've most likely found it right here. This home has the right curb appeal to make you fall in love at first sight. As you enter the home your eyes are drawn to the large inviting family room complete with fireplace. You will immediately see you and your family having fun and relaxing in this spacious yet cozy space which could easily become your favorite room in the house. There is also a separate dining room off the entry way that's perfectly situated just off the spacious kitchen. There's room for the entire family to hangout, prepare meals and just enjoy each others company without feeling cramped. The owners suite is just off the kitchen and provides perfect privacy and comes with a jacuzzi tub. This home represents that life is good and you are enjoying every minute of it. Enjoy the Florida lifestyle on the custom wood deck while there is plenty of room for parties and backyard barbecues. This home also has a very large backyard so if you need room for your dogs to run and play then this is it. It even has it's own theatre room complete with installed projector, can you see your family living here and enjoying life to the fullest? Schedule your private showing today and come and see for yourself if this home is right for you.
Source: REALMLS #2046284
Source: REALMLS #2046284
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2046284
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