6254 Alfredo Dr W, Jacksonville, FL 32244
3 beds · 2 baths · 1,775 sqft
Welcome to 6254 Alfredo Drive W, a charming single-family home nestled in the desirable Ortega Trails subdivision of Duval County, Jacksonville. Built in 1989, this well-maintained residence boasts a spacious 1,775 square feet of living space, all on one level, making it perfect for families or those seeking convenience. This delightful home features three generously sized bedrooms and two full bathrooms, providing ample space for comfortable living. The open layout is enhanced by a cozy living area, ideal for entertaining or relaxing with family. The kitchen comes equipped with essential appliances, including a convection oven, dishwasher, freezer, microwave ensuring a seamless cooking experience. Step outside to enjoy the enclosed patio, where you can savor beautiful views of the surrounding area, or utilize the new shed for additional storage. The property is fully fenced, offering privacy and security for outdoor activities. Parking is a breeze with a two-car garage and an additional carport, accommodating up to four vehicles. Located within the Timucuan Elementary, Westside Middle, and Westside High School districts, this home is perfect for families looking for quality education options nearby. With no CDD fees and no association dues, you can enjoy the benefits of homeownership without extra costs. Conveniently situated near major highways, this home offers easy access to local amenities, shopping, and recreation. Don't miss your chance to make this lovely property your own! Schedule a showing today and experience all that 6254 Alfredo Drive W has to offer. **Listing Terms:** Accepting cash, conventional, FHA, and VA loan offers. Possession is negotiable. Contact us for more information or to arrange a viewing!
Source: REALMLS #2048694
Interest rate and monthly payment estimated based on public records.
Source: REALMLS #2048694
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2048694
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